Ghs layer closure 2.5 cm or less - 12031 at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$259.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$946.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$96.98 with United vs $12,615.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $96.98 ↓ -63%
United Medicaid|> 21 $96.98 ↓ -63%
WCMG Commercial|All Plans $104.06 ↓ -60%
Hill Physicians Commercial|All Plans $158.36 ↓ -39%
Molina Medicaid|All Plans $158.88 ↓ -39%
Hill Physicians Medicaid|All Plans $168.17 ↓ -35%
BCBS - Anthem Medicaid|All Plans $230.32 ↓ -11%
Western Health Advantage Commercial|All Plans $331.10 ↑ +28%
California Health & Wellness Medicaid|All Plans $350.10 ↑ +35%
Health Net Medicaid|All Plans $350.10 ↑ +35%
Kaiser Medicaid|All Plans $387.86 ↑ +50%
BCBS - Anthem Medicare|All Other Plans $495.09 ↑ +91%
Kaiser Commercial|All Plans $510.84 ↑ +97%
Partnership Health Plan Medicaid|All Plans $521.25 ↑ +101%
Kaiser Medicare|All Plans $525.02 ↑ +103%
Humana Medicare|All Plans $525.02 ↑ +103%
Humana Commercial|All Plans $525.02 ↑ +103%
Aetna Medicare|All Plans $525.02 ↑ +103%
Molina Medicare|All Plans $525.02 ↑ +103%
United Medicare|All Plans $525.02 ↑ +103%
Blue Shield CA Medicare|PPO $525.02 ↑ +103%
Blue Shield CA Medicare|HMO $525.02 ↑ +103%
BCBS - Anthem Medicare|Imperial $540.77 ↑ +109%
BrightHealth Commercial|All Plans $577.52 ↑ +123%
BlueShield Medicare|Trauma $656.27 ↑ +153%
First Health Commercial|All Plans $709.50 ↑ +174%
Healthsmart Commercial|All Plans $709.50 ↑ +174%
Sutter Health Commercial|All Plans $756.80 ↑ +192%
MultiPlan Commercial|All Plans $785.18 ↑ +203%
Prison Healthcare Medicaid|All Plans $787.53 ↑ +204%
United Commercial|Options PPO $946.00 ↑ +265%
United Commercial|Non-Options PPO $946.00 ↑ +265%
United Commercial|HMO $946.00 ↑ +265%
United Commercial|All Other Plans $946.00 ↑ +265%
Health Net Commercial|EPPO $3,200.00 ↑ +1135%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↑ +1177%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↑ +1527%
Blue Shield CA Commercial|Exchange $4,280.00 ↑ +1551%
Aetna Commercial|All Other Plans $5,178.00 ↑ +1898%
Aetna Commercial|HMO $5,178.00 ↑ +1898%
Aetna Commercial|PPO $5,178.00 ↑ +1898%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +2070%
Health Net Commercial|FFS $5,805.00 ↑ +2139%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +2313%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +2440%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +2514%
BCBS - Anthem Commercial|Connection EPO $7,209.00 ↑ +2681%
BCBS - Anthem Commercial|All Other Plans $9,011.00 ↑ +3376%
BCBS - Anthem Commercial|MCS $12,615.00 ↑ +4767%

Visitor-reported prices

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Ghs layer closure 2.5 cm or less - 12031 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $275.98 $119.29 – $936.40
Petaluma Valley Hospital Petaluma $2,754.51 $547.82 – $1,921.00
Mark Twain Medical Center San Andreas $677.99 $39.59 – $149.94
Queen of The Valley Medical Center Napa $1,826.82 $577.20 – $6,200.00
Providence St Joseph Hospital Eureka Eureka $2,077.23 $522.85 – $8,018.00
Healdsburg Hospital Healdsburg $452.37 $547.72 – $3,982.87
Redwood Memorial Hospital Fortuna $2,083.35 $1,333.00 – $20,799.00
Santa Rosa Memorial Hospital Santa Rosa $2,147.10 $565.65 – $4,042.00

All California hospitals for this procedure →