Fine needle aspiration biopsy w/fluor gdn;1st lesion 10007 at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$554.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,024.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.89 with Hill Physicians vs $7,484.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $87.89 ↓ -84%
WCMG Commercial|All Plans $213.73 ↓ -61%
United Medicaid|< 21 $259.49 ↓ -53%
United Medicaid|> 21 $259.49 ↓ -53%
Hill Physicians Medicaid|All Plans $285.44 ↓ -49%
Molina Medicaid|All Plans $487.84 ↓ -12%
BCBS - Anthem Medicaid|All Plans $493.03 ↓ -11%
California Health & Wellness Medicaid|All Plans $594.23 ↑ +7%
Health Net Medicaid|All Plans $594.23 ↑ +7%
Western Health Advantage Commercial|All Plans $680.05 ↑ +23%
Kaiser Medicaid|All Plans $796.63 ↑ +44%
BCBS - Anthem Medicare|All Other Plans $871.89 ↑ +57%
Humana Medicare|All Plans $924.59 ↑ +67%
Molina Medicare|All Plans $924.59 ↑ +67%
Aetna Medicare|All Plans $924.59 ↑ +67%
Humana Commercial|All Plans $924.59 ↑ +67%
Kaiser Medicare|All Plans $924.59 ↑ +67%
United Medicare|All Plans $924.59 ↑ +67%
Blue Shield CA Medicare|PPO $924.59 ↑ +67%
Blue Shield CA Medicare|HMO $924.59 ↑ +67%
BCBS - Anthem Medicare|Imperial $952.33 ↑ +72%
BrightHealth Commercial|All Plans $1,017.05 ↑ +83%
Blue Shield CA Commercial|ACO Trio $1,022.00 ↑ +84%
Kaiser Commercial|All Plans $1,049.22 ↑ +89%
Partnership Health Plan Medicaid|All Plans $1,115.81 ↑ +101%
BlueShield Medicare|Trauma $1,155.74 ↑ +108%
Blue Shield CA Commercial|ACO Trio CalPers $1,303.00 ↑ +135%
Blue Shield CA Commercial|Exchange $1,322.00 ↑ +138%
Prison Healthcare Medicaid|All Plans $1,386.88 ↑ +150%
Healthsmart Commercial|All Plans $1,457.25 ↑ +163%
First Health Commercial|All Plans $1,457.25 ↑ +163%
Sutter Health Commercial|All Plans $1,554.40 ↑ +180%
MultiPlan Commercial|All Plans $1,612.69 ↑ +191%
Blue Shield CA Commercial|PPO Tandem $1,737.00 ↑ +213%
Blue Shield CA Commercial|HMO $1,932.00 ↑ +248%
United Commercial|Options PPO $1,943.00 ↑ +250%
United Commercial|Non-Options PPO $1,943.00 ↑ +250%
United Commercial|HMO $1,943.00 ↑ +250%
United Commercial|All Other Plans $1,943.00 ↑ +250%
Blue Shield CA Commercial|CalPers $2,033.00 ↑ +267%
Blue Shield CA Commercial|PPO $2,093.00 ↑ +277%
Health Net Commercial|EPPO $3,898.00 ↑ +603%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +671%
Aetna Commercial|HMO $5,178.00 ↑ +834%
Aetna Commercial|PPO $5,178.00 ↑ +834%
Aetna Commercial|All Other Plans $5,178.00 ↑ +834%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +864%
Health Net Commercial|FFS $7,070.00 ↑ +1175%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +1249%

Visitor-reported prices

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Fine needle aspiration biopsy w/fluor gdn;1st lesion 10007 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $969.30 $392.58 – $1,726.14
Arroyo Grande Hospital Santa Maria $1,667.49 $259.49 – $2,537.22
French Hospital San Luis Obispo $1,527.24 $259.49 – $2,537.22
Mercy Hospitals – Bakersfield Bakersfield $924.91 $259.49 – $1,994.40
Bakersfield Memorial Hospital Bakersfield $914.94 $259.49 – $1,969.47
St. Joseph's Medical Center Stockton Stockton $1,039.88 $259.49 – $1,485.12
Providence Mission Hospital - Mission Viejo Mission Viejo $2,314.08 $774.16 – $1,894.00
Mercy Medical Center Mt. Shasta Mt Shasta $406.90 $125.52 – $523.00

All California hospitals for this procedure →