Fetal non stress test at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$255.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$931.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.62 with Hill Physicians vs $6,853.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $22.62 ↓ -91%
United Medicaid|< 21 $32.70 ↓ -87%
United Medicaid|> 21 $32.70 ↓ -87%
Molina Medicaid|All Plans $42.86 ↓ -83%
Hill Physicians Medicaid|All Plans $45.78 ↓ -82%
WCMG Commercial|All Plans $61.49 ↓ -76%
BCBS - Anthem Medicaid|All Plans $62.13 ↓ -76%
Health Net Medicaid|All Plans $74.88 ↓ -71%
California Health & Wellness Medicaid|All Plans $74.88 ↓ -71%
Partnership Health Plan Medicaid|All Plans $140.63 ↓ -45%
Western Health Advantage Commercial|All Plans $195.65 ↓ -23%
Kaiser Medicaid|All Plans $229.19 ↓ -10%
BCBS - Anthem Medicare|All Other Plans $249.29 ↓ -2%
Kaiser Medicare|All Plans $264.36 ↑ +4%
Humana Medicare|All Plans $264.36 ↑ +4%
Aetna Medicare|All Plans $264.36 ↑ +4%
Molina Medicare|All Plans $264.36 ↑ +4%
Blue Shield CA Medicare|PPO $264.36 ↑ +4%
United Medicare|All Plans $264.36 ↑ +4%
Blue Shield CA Medicare|HMO $264.36 ↑ +4%
Humana Commercial|All Plans $264.36 ↑ +4%
BCBS - Anthem Medicare|Imperial $272.29 ↑ +7%
BrightHealth Commercial|All Plans $290.80 ↑ +14%
BlueShield Medicare|Trauma $330.45 ↑ +30%
Cigna Commercial|LocalPlus $368.94 ↑ +45%
Prison Healthcare Medicaid|All Plans $396.54 ↑ +55%
Kaiser Commercial|All Plans $408.07 ↑ +60%
Healthsmart Commercial|All Plans $419.25 ↑ +64%
First Health Commercial|All Plans $419.25 ↑ +64%
Aetna Commercial|All Other Plans $441.61 ↑ +73%
Aetna Commercial|HMO $441.61 ↑ +73%
Aetna Commercial|PPO $441.61 ↑ +73%
Sutter Health Commercial|All Plans $447.20 ↑ +75%
BCBS - Anthem Commercial|Connection EPO $447.20 ↑ +75%
MultiPlan Commercial|All Plans $463.97 ↑ +82%
Cigna Commercial|All Other Plans $491.92 ↑ +93%
BCBS - Anthem Commercial|MCS $559.00 ↑ +119%
BCBS - Anthem Commercial|All Other Plans $559.00 ↑ +119%
United Commercial|HMO $931.00 ↑ +265%
United Commercial|Non-Options PPO $931.00 ↑ +265%
Blue Shield CA Commercial|ACO Trio $1,022.00 ↑ +301%
Blue Shield CA Commercial|ACO Trio CalPers $1,303.00 ↑ +411%
Blue Shield CA Commercial|Exchange $1,322.00 ↑ +418%
Blue Shield CA Commercial|PPO Tandem $1,737.00 ↑ +581%
Blue Shield CA Commercial|HMO $1,932.00 ↑ +657%
Blue Shield CA Commercial|CalPers $2,033.00 ↑ +697%
Blue Shield CA Commercial|PPO $2,093.00 ↑ +720%
Health Net Commercial|EPPO $3,200.00 ↑ +1154%
Health Net Commercial|FFS $5,805.00 ↑ +2176%
United Commercial|All Other Plans $6,853.00 ↑ +2586%
United Commercial|Options PPO $6,853.00 ↑ +2586%

Visitor-reported prices

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Fetal non stress test at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $319.74 $49.47 – $447.10
Banner Lassen Medical Center Susanville $738.67 $40.23 – $691.61
Petaluma Valley Hospital Petaluma $1,806.93 $272.45 – $1,687.00
Arroyo Grande Hospital Santa Maria $338.12 $32.70 – $774.20
French Hospital San Luis Obispo $290.87 $32.70 – $727.16
Mercy Hospitals – Bakersfield Bakersfield $251.54 $32.70 – $555.96
Bakersfield Memorial Hospital Bakersfield $248.83 $32.70 – $555.96
Queen of The Valley Medical Center Napa $2,086.41 $287.05 – $2,747.00

All California hospitals for this procedure →