Fetal contract stress test 59020 - 26 at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$498.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,820.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.70 with Hill Physicians vs $16,950.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $38.70 ↓ -92%
United Medicaid|> 21 $72.68 ↓ -85%
United Medicaid|< 21 $72.68 ↓ -85%
Molina Medicaid|All Plans $95.26 ↓ -81%
Hill Physicians Medicaid|All Plans $101.75 ↓ -80%
BCBS - Anthem Medicaid|All Plans $138.09 ↓ -72%
California Health & Wellness Medicaid|All Plans $166.44 ↓ -67%
Health Net Medicaid|All Plans $166.44 ↓ -67%
WCMG Commercial|All Plans $200.20 ↓ -60%
BCBS - Anthem Medicare|All Other Plans $249.29 ↓ -50%
Kaiser Medicare|All Plans $264.36 ↓ -47%
Molina Medicare|All Plans $264.36 ↓ -47%
United Medicare|All Plans $264.36 ↓ -47%
Blue Shield CA Medicare|PPO $264.36 ↓ -47%
Blue Shield CA Medicare|HMO $264.36 ↓ -47%
Aetna Medicare|All Plans $264.36 ↓ -47%
Humana Commercial|All Plans $264.36 ↓ -47%
Humana Medicare|All Plans $264.36 ↓ -47%
BCBS - Anthem Medicare|Imperial $272.29 ↓ -45%
BrightHealth Commercial|All Plans $290.80 ↓ -42%
Partnership Health Plan Medicaid|All Plans $312.53 ↓ -37%
BlueShield Medicare|Trauma $330.45 ↓ -34%
Prison Healthcare Medicaid|All Plans $396.54 ↓ -20%
Western Health Advantage Commercial|All Plans $637.00 ↑ +28%
Kaiser Medicaid|All Plans $746.20 ↑ +50%
BCBS - Anthem Commercial|Connection EPO $830.20 ↑ +66%
Kaiser Commercial|All Plans $982.80 ↑ +97%
Blue Shield CA Commercial|ACO Trio $1,022.00 ↑ +105%
BCBS - Anthem Commercial|All Other Plans $1,037.40 ↑ +108%
Cigna Commercial|LocalPlus $1,183.00 ↑ +137%
Blue Shield CA Commercial|ACO Trio CalPers $1,303.00 ↑ +161%
Blue Shield CA Commercial|Exchange $1,322.00 ↑ +165%
Healthsmart Commercial|All Plans $1,365.00 ↑ +174%
First Health Commercial|All Plans $1,365.00 ↑ +174%
BCBS - Anthem Commercial|MCS $1,452.50 ↑ +191%
Sutter Health Commercial|All Plans $1,456.00 ↑ +192%
MultiPlan Commercial|All Plans $1,510.60 ↑ +203%
Cigna Commercial|All Other Plans $1,583.40 ↑ +218%
Blue Shield CA Commercial|PPO Tandem $1,737.00 ↑ +248%
United Commercial|HMO $1,820.00 ↑ +265%
United Commercial|Non-Options PPO $1,820.00 ↑ +265%
Blue Shield CA Commercial|HMO $1,932.00 ↑ +287%
Blue Shield CA Commercial|CalPers $2,033.00 ↑ +308%
Blue Shield CA Commercial|PPO $2,093.00 ↑ +320%
Health Net Commercial|EPPO $3,200.00 ↑ +542%
Health Net Commercial|FFS $5,805.00 ↑ +1064%
United Commercial|All Other Plans $16,950.00 ↑ +3299%
United Commercial|Options PPO $16,950.00 ↑ +3299%

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $369.24 $109.96 – $691.26
Banner Lassen Medical Center Susanville $756.28 $40.23 – $708.10
Bakersfield Memorial Hospital Bakersfield $398.20 $72.68 – $857.15
Queen of The Valley Medical Center Napa $400.86 $287.05 – $2,747.00
Healdsburg Hospital Healdsburg $218.79 $219.93 – $721.00
St. Joseph's Medical Center Stockton Stockton $234.62 $72.68 – $654.36
Providence Mission Hospital - Mission Viejo Mission Viejo $424.32 $221.02 – $1,597.00
Mercy Medical Center Mt. Shasta Mt Shasta $695.54 $98.84 – $876.12

All California hospitals for this procedure →