Debridement bone <= 20 sq cm at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$874.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,190.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.13 with Hill Physicians vs $12,615.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $223.13 ↓ -74%
United Medicaid|< 21 $232.41 ↓ -73%
United Medicaid|> 21 $232.41 ↓ -73%
WCMG Commercial|All Plans $327.58 ↓ -63%
Molina Medicaid|All Plans $380.76 ↓ -56%
Hill Physicians Medicaid|All Plans $403.00 ↓ -54%
BCBS - Anthem Medicaid|All Plans $551.97 ↓ -37%
California Health & Wellness Medicaid|All Plans $838.96 ↓ -4%
Health Net Medicaid|All Plans $838.96 ↓ -4%
Western Health Advantage Commercial|All Plans $1,042.30 ↑ +19%
Kaiser Medicaid|All Plans $1,220.98 ↑ +40%
Partnership Health Plan Medicaid|All Plans $1,249.19 ↑ +43%
Kaiser Commercial|All Plans $1,608.12 ↑ +84%
BCBS - Anthem Medicare|All Other Plans $2,007.80 ↑ +130%
Blue Shield CA Medicare|HMO $2,129.16 ↑ +144%
Humana Medicare|All Plans $2,129.16 ↑ +144%
Humana Commercial|All Plans $2,129.16 ↑ +144%
Aetna Medicare|All Plans $2,129.16 ↑ +144%
Molina Medicare|All Plans $2,129.16 ↑ +144%
United Medicare|All Plans $2,129.16 ↑ +144%
Kaiser Medicare|All Plans $2,129.16 ↑ +144%
Blue Shield CA Medicare|PPO $2,129.16 ↑ +144%
BCBS - Anthem Medicare|Imperial $2,193.03 ↑ +151%
First Health Commercial|All Plans $2,233.50 ↑ +156%
Healthsmart Commercial|All Plans $2,233.50 ↑ +156%
BrightHealth Commercial|All Plans $2,342.08 ↑ +168%
Sutter Health Commercial|All Plans $2,382.40 ↑ +173%
MultiPlan Commercial|All Plans $2,471.74 ↑ +183%
BlueShield Medicare|Trauma $2,661.45 ↑ +204%
United Commercial|HMO $2,978.00 ↑ +241%
United Commercial|Non-Options PPO $2,978.00 ↑ +241%
United Commercial|All Other Plans $2,978.00 ↑ +241%
United Commercial|Options PPO $2,978.00 ↑ +241%
Prison Healthcare Medicaid|All Plans $3,193.74 ↑ +265%
Blue Shield CA Commercial|ACO Trio $4,430.00 ↑ +407%
Blue Shield CA Commercial|ACO Trio CalPers $5,645.00 ↑ +546%
Blue Shield CA Commercial|Exchange $5,727.00 ↑ +555%
Health Net Commercial|EPPO $5,780.00 ↑ +561%
BCBS - Anthem Commercial|Connection EPO $7,209.00 ↑ +725%
Aetna Commercial|HMO $7,251.00 ↑ +730%
Aetna Commercial|All Other Plans $7,251.00 ↑ +730%
Aetna Commercial|PPO $7,251.00 ↑ +730%
Blue Shield CA Commercial|PPO Tandem $7,528.00 ↑ +761%
Blue Shield CA Commercial|HMO $8,370.00 ↑ +858%
Blue Shield CA Commercial|CalPers $8,811.00 ↑ +908%
BCBS - Anthem Commercial|All Other Plans $9,011.00 ↑ +931%
Blue Shield CA Commercial|PPO $9,068.00 ↑ +937%
Health Net Commercial|FFS $10,485.00 ↑ +1100%
BCBS - Anthem Commercial|MCS $12,615.00 ↑ +1343%

Visitor-reported prices

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Debridement bone <= 20 sq cm at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,056.33 $226.00 – $3,763.88
Petaluma Valley Hospital Petaluma $3,014.10 $2,225.71 – $2,695.00
Arroyo Grande Hospital Santa Maria $2,248.29 $232.41 – $5,147.94
Mark Twain Medical Center San Andreas $309.69 $120.30 – $455.70
French Hospital San Luis Obispo $2,059.18 $232.41 – $5,147.94
Mercy Hospitals – Bakersfield Bakersfield $1,714.40 $232.41 – $3,696.80
Bakersfield Memorial Hospital Bakersfield $1,695.91 $232.41 – $3,650.59
Queen of The Valley Medical Center Napa $3,404.25 $2,345.04 – $9,858.00

All California hospitals for this procedure →