Dch pulmonary stress test at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$564.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,060.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.89 with Hill Physicians vs $2,060.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $98.89 ↓ -82%
United Medicaid|< 21 $114.30 ↓ -80%
United Medicaid|> 21 $114.30 ↓ -80%
Molina Medicaid|All Plans $187.27 ↓ -67%
Hill Physicians Medicaid|All Plans $199.34 ↓ -65%
WCMG Commercial|All Plans $226.60 ↓ -60%
BCBS - Anthem Medicaid|All Plans $271.47 ↓ -52%
BCBS - Anthem Medicare|All Other Plans $385.89 ↓ -32%
Humana Commercial|All Plans $409.21 ↓ -28%
Humana Medicare|All Plans $409.21 ↓ -28%
Aetna Medicare|All Plans $409.21 ↓ -28%
Molina Medicare|All Plans $409.21 ↓ -28%
United Medicare|All Plans $409.21 ↓ -28%
Kaiser Medicare|All Plans $409.21 ↓ -28%
Blue Shield CA Medicare|HMO $409.21 ↓ -28%
Blue Shield CA Medicare|PPO $409.21 ↓ -28%
Health Net Medicaid|All Plans $414.99 ↓ -26%
California Health & Wellness Medicaid|All Plans $414.99 ↓ -26%
BCBS - Anthem Medicare|Imperial $421.49 ↓ -25%
BrightHealth Commercial|All Plans $450.13 ↓ -20%
BlueShield Medicare|Trauma $511.51 ↓ -9%
Prison Healthcare Medicaid|All Plans $613.82 ↑ +9%
Partnership Health Plan Medicaid|All Plans $614.39 ↑ +9%
Western Health Advantage Commercial|All Plans $721.00 ↑ +28%
BCBS - Anthem Commercial|Connection EPO $813.60 ↑ +44%
Kaiser Medicaid|All Plans $844.60 ↑ +50%
BCBS - Anthem Commercial|All Other Plans $1,016.65 ↑ +80%
Kaiser Commercial|All Plans $1,112.40 ↑ +97%
BCBS - Anthem Commercial|MCS $1,423.45 ↑ +152%
Healthsmart Commercial|All Plans $1,545.00 ↑ +174%
First Health Commercial|All Plans $1,545.00 ↑ +174%
Sutter Health Commercial|All Plans $1,648.00 ↑ +192%
MultiPlan Commercial|All Plans $1,709.80 ↑ +203%
United Commercial|HMO $2,060.00 ↑ +265%
United Commercial|Non-Options PPO $2,060.00 ↑ +265%
United Commercial|Options PPO $2,060.00 ↑ +265%
United Commercial|All Other Plans $2,060.00 ↑ +265%

Visitor-reported prices

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Dch pulmonary stress test at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $888.53 $114.30 – $2,034.48
French Hospital San Luis Obispo $813.80 $114.30 – $2,034.48
St. Joseph's Medical Center Stockton Stockton $216.68 $114.30 – $619.08
Mercy Medical Center Merced Merced $331.66 $114.30 – $637.56
St. Mary Medical Center Long Beach $421.40 $114.30 – $980.00
Providence Saint Joseph Medical Center Burbank $1,110.55 $279.65 – $887.89
Mercy General Hospital Sacramento $449.08 $98.89 – $1,648.00
Mercy Hospital of Folsom Folsom $801.34 $98.89 – $1,689.20

All California hospitals for this procedure →