CT 3d report other modality w/workstation at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,415.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,167.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.73 with Hill Physicians vs $5,233.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $46.73 ↓ -97%
Aetna Commercial|All Other Plans $187.37 ↓ -87%
Aetna Commercial|PPO $187.37 ↓ -87%
Aetna Commercial|HMO $187.37 ↓ -87%
WCMG Commercial|All Plans $568.26 ↓ -60%
BCBS - Anthem Commercial|Connection EPO $1,791.69 ↑ +27%
Western Health Advantage Commercial|All Plans $1,808.10 ↑ +28%
Kaiser Medicaid|All Plans $2,118.06 ↑ +50%
BCBS - Anthem Commercial|All Other Plans $2,238.86 ↑ +58%
Kaiser Commercial|All Plans $2,789.64 ↑ +97%
BCBS - Anthem Commercial|MCS $3,134.70 ↑ +121%
Healthsmart Commercial|All Plans $3,874.50 ↑ +174%
First Health Commercial|All Plans $3,874.50 ↑ +174%
Cigna Commercial|LocalPlus $3,925.00 ↑ +177%
Sutter Health Commercial|All Plans $4,132.80 ↑ +192%
MultiPlan Commercial|All Plans $4,287.78 ↑ +203%
United Commercial|Options PPO $5,166.00 ↑ +265%
United Commercial|HMO $5,166.00 ↑ +265%
United Commercial|Non-Options PPO $5,166.00 ↑ +265%
United Commercial|All Other Plans $5,166.00 ↑ +265%
Cigna Commercial|All Other Plans $5,233.00 ↑ +270%

Visitor-reported prices

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CT 3d report other modality w/workstation at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $151.11 $85.59 – $317.00
Banner Lassen Medical Center Susanville $461.47 $373.92 – $884.64
Petaluma Valley Hospital Petaluma $1,932.90 $295.83 – $830.24
Arroyo Grande Hospital Santa Maria $371.08 $332.51 – $1,756.00
Mark Twain Medical Center San Andreas $991.01 $80.72 – $305.76
French Hospital San Luis Obispo $309.29 $185.49 – $1,768.00
Mercy Hospitals – Bakersfield Bakersfield $2,247.52 $264.88 – $4,846.40
Bakersfield Memorial Hospital Bakersfield $2,223.29 $255.41 – $1,259.28

All California hospitals for this procedure →