Contour cranial bone lesion at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$765.45 with Hill Physicians vs $26,437.00 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $765.45
United Medicaid|< 21 $854.44
United Medicaid|> 21 $854.44
Molina Medicaid|All Plans $1,399.85
Hill Physicians Medicaid|All Plans $1,481.59
BCBS - Anthem Medicaid|All Plans $2,029.30
Health Net Medicaid|All Plans $3,084.40
California Health & Wellness Medicaid|All Plans $3,084.40
Partnership Health Plan Medicaid|All Plans $4,592.63
BCBS - Anthem Medicare|All Other Plans $7,330.67
Kaiser Medicare|All Plans $7,773.77
Humana Medicare|All Plans $7,773.77
Humana Commercial|All Plans $7,773.77
Aetna Medicare|All Plans $7,773.77
Molina Medicare|All Plans $7,773.77
Blue Shield CA Medicare|PPO $7,773.77
United Medicare|All Plans $7,773.77
Blue Shield CA Medicare|HMO $7,773.77
BCBS - Anthem Medicare|Imperial $8,006.98
BrightHealth Commercial|All Plans $8,551.15
Health Net Commercial|EPPO $8,573.00
BlueShield Medicare|Trauma $9,717.21
BCBS - Anthem Commercial|Connection EPO $10,112.00
Prison Healthcare Medicaid|All Plans $11,660.66
Blue Shield CA Commercial|ACO Trio $12,333.00
BCBS - Anthem Commercial|All Other Plans $12,640.00
Health Net Commercial|FFS $15,552.00
Blue Shield CA Commercial|ACO Trio CalPers $15,724.00
Aetna Commercial|All Other Plans $16,573.00
Aetna Commercial|HMO $16,573.00
Aetna Commercial|PPO $16,573.00
Blue Shield CA Commercial|Exchange $17,053.00
BCBS - Anthem Commercial|MCS $17,696.00
Blue Shield CA Commercial|PPO Tandem $21,988.00
Blue Shield CA Commercial|HMO $23,316.00
Blue Shield CA Commercial|CalPers $24,547.00
Blue Shield CA Commercial|PPO $26,437.00
Healthsmart Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital
United Commercial|Options PPO not published by hospital
United Commercial|HMO not published by hospital
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Sutter Health Commercial|All Plans not published by hospital
Western Health Advantage Commercial|All Plans not published by hospital
WCMG Commercial|All Plans not published by hospital
Kaiser Medicaid|All Plans not published by hospital

Visitor-reported prices

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Contour cranial bone lesion at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo not published $1,050.96 – $13,402.58
Petaluma Valley Hospital Petaluma not published $5,734.00 – $8,140.43
Arroyo Grande Hospital Santa Maria not published $854.44 – $7,516.44
Mark Twain Medical Center San Andreas not published $854.44 – $854.44
French Hospital San Luis Obispo not published $854.44 – $7,516.44
Mercy Hospitals – Bakersfield Bakersfield not published $854.44 – $7,516.44
Bakersfield Memorial Hospital Bakersfield not published $854.44 – $7,516.44
Queen of The Valley Medical Center Napa not published $7,745.00 – $27,307.00

All California hospitals for this procedure →