Compatibility test each unit electronic at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$171.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$625.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.73 with BCBS - Anthem vs $518.75 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Medicaid|All Plans | $9.73 | ↓ -94% |
| Aetna | Commercial|HMO | $53.94 | ↓ -69% |
| Aetna | Commercial|All Other Plans | $53.94 | ↓ -69% |
| Aetna | Commercial|PPO | $53.94 | ↓ -69% |
| Cigna | Commercial|LocalPlus | $62.86 | ↓ -63% |
| WCMG | Commercial|All Plans | $68.75 | ↓ -60% |
| Cigna | Commercial|All Other Plans | $83.82 | ↓ -51% |
| BCBS - Anthem | Commercial|Connection EPO | $149.44 | ↓ -13% |
| United | Commercial|Options PPO | $178.99 | ↑ +5% |
| United | Commercial|Non-Options PPO | $178.99 | ↑ +5% |
| United | Commercial|All Other Plans | $178.99 | ↑ +5% |
| United | Commercial|HMO | $178.99 | ↑ +5% |
| BCBS - Anthem | Commercial|All Other Plans | $186.73 | ↑ +9% |
| Blue Shield CA | Commercial|ACO Trio | $193.75 | ↑ +13% |
| BCBS - Anthem | Medicare|All Other Plans | $212.34 | ↑ +24% |
| Western Health Advantage | Commercial|All Plans | $218.75 | ↑ +28% |
| Aetna | Medicare|All Plans | $225.18 | ↑ +31% |
| Kaiser | Medicare|All Plans | $225.18 | ↑ +31% |
| Humana | Commercial|All Plans | $225.18 | ↑ +31% |
| Blue Shield CA | Medicare|PPO | $225.18 | ↑ +31% |
| United | Medicare|All Plans | $225.18 | ↑ +31% |
| Molina | Medicare|All Plans | $225.18 | ↑ +31% |
| Humana | Medicare|All Plans | $225.18 | ↑ +31% |
| Blue Shield CA | Medicare|HMO | $225.18 | ↑ +31% |
| BCBS - Anthem | Medicare|Imperial | $231.94 | ↑ +35% |
| BrightHealth | Commercial|All Plans | $247.70 | ↑ +45% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $250.00 | ↑ +46% |
| Kaiser | Medicaid|All Plans | $256.25 | ↑ +50% |
| BCBS - Anthem | Commercial|MCS | $261.45 | ↑ +53% |
| Blue Shield CA | Commercial|Exchange | $262.50 | ↑ +53% |
| BlueShield | Medicare|Trauma | $281.48 | ↑ +64% |
| California Health & Wellness | Medicaid|All Plans | $312.50 | ↑ +82% |
| Health Net | Medicaid|All Plans | $312.50 | ↑ +82% |
| Kaiser | Commercial|All Plans | $337.50 | ↑ +97% |
| Prison Healthcare | Medicaid|All Plans | $337.77 | ↑ +97% |
| Blue Shield CA | Commercial|PPO Tandem | $343.75 | ↑ +101% |
| Blue Shield CA | Commercial|HMO | $368.75 | ↑ +115% |
| Blue Shield CA | Commercial|CalPers | $387.50 | ↑ +126% |
| Blue Shield CA | Commercial|PPO | $412.50 | ↑ +141% |
| Healthsmart | Commercial|All Plans | $468.75 | ↑ +174% |
| First Health | Commercial|All Plans | $468.75 | ↑ +174% |
| Sutter Health | Commercial|All Plans | $500.00 | ↑ +192% |
| MultiPlan | Commercial|All Plans | $518.75 | ↑ +203% |
Visitor-reported prices
Comments
Compatibility test each unit electronic at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Lassen Medical Center | Susanville | $252.58 | $34.27 – $354.05 |
| Petaluma Valley Hospital | Petaluma | $432.99 | $69.25 – $287.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $80.51 | $76.75 – $210.00 |
| Bakersfield Memorial Hospital | Bakersfield | $79.64 | $6.76 – $210.00 |
| Queen of The Valley Medical Center | Napa | $446.76 | $87.51 – $287.00 |
| Providence St Joseph Hospital Eureka | Eureka | $236.13 | $99.24 – $287.00 |
| St. Joseph's Behavioral Health Center | Stockton | $9.71 | $1.70 – $13.60 |
| Redwood Memorial Hospital | Fortuna | $351.39 | $99.47 – $99.47 |