Collection of venous blood by venipuncture at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$14.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$54.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.60 with United vs $21,879.00 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|All Other Plans $3.60 ↓ -76%
United Commercial|HMO $3.60 ↓ -76%
United Commercial|Options PPO $3.60 ↓ -76%
United Commercial|Non-Options PPO $3.60 ↓ -76%
WCMG Commercial|All Plans $5.94 ↓ -60%
Cigna Commercial|LocalPlus $6.64 ↓ -55%
BCBS - Anthem Medicare|All Other Plans $8.57 ↓ -42%
Cigna Commercial|All Other Plans $8.86 ↓ -40%
Humana Commercial|All Plans $9.09 ↓ -39%
Humana Medicare|All Plans $9.09 ↓ -39%
Aetna Medicare|All Plans $9.09 ↓ -39%
Molina Medicare|All Plans $9.09 ↓ -39%
United Medicare|All Plans $9.09 ↓ -39%
Kaiser Medicare|All Plans $9.09 ↓ -39%
Blue Shield CA Medicare|HMO $9.09 ↓ -39%
Blue Shield CA Medicare|PPO $9.09 ↓ -39%
Hill Physicians Commercial|All Plans $9.09 ↓ -39%
BCBS - Anthem Medicare|Imperial $9.36 ↓ -37%
BrightHealth Commercial|All Plans $10.00 ↓ -32%
BlueShield Medicare|Trauma $11.36 ↓ -23%
Prison Healthcare Medicaid|All Plans $13.63 ↓ -8%
Western Health Advantage Commercial|All Plans $18.90 ↑ +28%
Kaiser Medicaid|All Plans $22.14 ↑ +50%
Kaiser Commercial|All Plans $29.16 ↑ +97%
Healthsmart Commercial|All Plans $40.50 ↑ +174%
First Health Commercial|All Plans $40.50 ↑ +174%
Sutter Health Commercial|All Plans $43.20 ↑ +192%
MultiPlan Commercial|All Plans $44.82 ↑ +203%
Blue Shield CA Commercial|ACO Trio $10,207.00 ↑ +68866%
Blue Shield CA Commercial|ACO Trio CalPers $13,013.00 ↑ +87826%
Blue Shield CA Commercial|Exchange $14,112.00 ↑ +95251%
Blue Shield CA Commercial|PPO Tandem $18,197.00 ↑ +122853%
Blue Shield CA Commercial|HMO $19,296.00 ↑ +130278%
Blue Shield CA Commercial|CalPers $20,315.00 ↑ +137164%
Blue Shield CA Commercial|PPO $21,879.00 ↑ +147731%

Visitor-reported prices

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Collection of venous blood by venipuncture at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $42.05 $3.24 – $17.14
Banner Lassen Medical Center Susanville $23.53 $1.82 – $32.98
Petaluma Valley Hospital Petaluma $44.37 $6.00 – $16.71
Arroyo Grande Hospital Santa Maria $39.38 $3.00 – $9.00
Mark Twain Medical Center San Andreas $75.93 $4.88 – $9.00
French Hospital San Luis Obispo $36.07 $2.43 – $9.09
Mercy Hospitals – Bakersfield Bakersfield $39.70 $3.60 – $44.00
Bakersfield Memorial Hospital Bakersfield $40.01 $3.60 – $39.50

All California hospitals for this procedure →