Cltx mndblr fx w/mnpj at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$434.91 with United vs $22,550.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|> 21 | $434.91 | — |
| United | Medicaid|< 21 | $434.91 | — |
| Hill Physicians | Commercial|All Plans | $688.22 | — |
| Molina | Medicaid|All Plans | $712.52 | — |
| Hill Physicians | Medicaid|All Plans | $754.13 | — |
| BCBS - Anthem | Medicaid|All Plans | $1,032.92 | — |
| California Health & Wellness | Medicaid|All Plans | $1,569.96 | — |
| Health Net | Medicaid|All Plans | $1,569.96 | — |
| BCBS - Anthem | Medicare|All Other Plans | $1,835.60 | — |
| Molina | Medicare|All Plans | $1,946.55 | — |
| Humana | Medicare|All Plans | $1,946.55 | — |
| Humana | Commercial|All Plans | $1,946.55 | — |
| Aetna | Medicare|All Plans | $1,946.55 | — |
| Kaiser | Medicare|All Plans | $1,946.55 | — |
| Blue Shield CA | Medicare|PPO | $1,946.55 | — |
| United | Medicare|All Plans | $1,946.55 | — |
| Blue Shield CA | Medicare|HMO | $1,946.55 | — |
| BCBS - Anthem | Medicare|Imperial | $2,004.95 | — |
| BrightHealth | Commercial|All Plans | $2,141.20 | — |
| Partnership Health Plan | Medicaid|All Plans | $2,337.64 | — |
| BlueShield | Medicare|Trauma | $2,433.19 | — |
| Prison Healthcare | Medicaid|All Plans | $2,919.82 | — |
| Health Net | Commercial|EPPO | $4,746.00 | — |
| Blue Shield CA | Commercial|ACO Trio | $6,260.00 | — |
| Blue Shield CA | Commercial|ACO Trio CalPers | $7,977.00 | — |
| Blue Shield CA | Commercial|Exchange | $8,094.00 | — |
| Health Net | Commercial|FFS | $8,609.00 | — |
| Aetna | Commercial|All Other Plans | $10,361.00 | — |
| Aetna | Commercial|HMO | $10,361.00 | — |
| Aetna | Commercial|PPO | $10,361.00 | — |
| Blue Shield CA | Commercial|PPO Tandem | $10,639.00 | — |
| Blue Shield CA | Commercial|HMO | $11,829.00 | — |
| Blue Shield CA | Commercial|CalPers | $12,452.00 | — |
| Blue Shield CA | Commercial|PPO | $12,814.00 | — |
| BCBS - Anthem | Commercial|Connection EPO | $12,886.00 | — |
| BCBS - Anthem | Commercial|All Other Plans | $16,107.00 | — |
| BCBS - Anthem | Commercial|MCS | $22,550.00 | — |
| Healthsmart | Commercial|All Plans | not published by hospital | — |
| Kaiser | Medicaid|All Plans | not published by hospital | — |
| United | Commercial|Non-Options PPO | not published by hospital | — |
| United | Commercial|Options PPO | not published by hospital | — |
| United | Commercial|HMO | not published by hospital | — |
| United | Commercial|All Other Plans | not published by hospital | — |
| First Health | Commercial|All Plans | not published by hospital | — |
| MultiPlan | Commercial|All Plans | not published by hospital | — |
| Sutter Health | Commercial|All Plans | not published by hospital | — |
| Western Health Advantage | Commercial|All Plans | not published by hospital | — |
| WCMG | Commercial|All Plans | not published by hospital | — |
| Kaiser | Commercial|All Plans | not published by hospital | — |
Visitor-reported prices
Comments
Cltx mndblr fx w/mnpj at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $2,810.61 | $2,090.93 – $4,657.00 |
| Queen of The Valley Medical Center | Napa | $3,124.77 | $2,203.03 – $10,575.00 |
| Providence St Joseph Hospital Eureka | Eureka | $3,144.15 | $1,995.60 – $11,046.00 |
| Healdsburg Hospital | Healdsburg | $1,705.95 | $2,090.52 – $6,323.17 |
| Redwood Memorial Hospital | Fortuna | $1,856.91 | $6,127.00 – $46,797.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $3,006.96 | $2,158.97 – $9,773.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $5,524.32 | $1,696.26 – $9,779.00 |
| Providence Cedars-Sinai Tarzana Medical Center | Tarzana | $1,159.20 | $1,995.60 – $4,901.00 |