Cardiac rehabilitation op phase 2 w/continous ecg monitoring at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$99.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$364.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.47 with Hill Physicians vs $509.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $13.47 ↓ -86%
United Medicaid|> 21 $22.25 ↓ -78%
United Medicaid|< 21 $22.25 ↓ -78%
Hill Physicians Medicaid|All Plans $24.48 ↓ -75%
WCMG Commercial|All Plans $40.04 ↓ -60%
Molina Medicaid|All Plans $41.83 ↓ -58%
BCBS - Anthem Medicaid|All Plans $42.28 ↓ -58%
Health Net Medicaid|All Plans $50.95 ↓ -49%
California Health & Wellness Medicaid|All Plans $50.95 ↓ -49%
Partnership Health Plan Medicaid|All Plans $95.68 ↓ -4%
Western Health Advantage Commercial|All Plans $127.40 ↑ +28%
Kaiser Medicaid|All Plans $149.24 ↑ +50%
BCBS - Anthem Medicare|All Other Plans $156.03 ↑ +56%
Humana Commercial|All Plans $165.46 ↑ +66%
Humana Medicare|All Plans $165.46 ↑ +66%
Aetna Medicare|All Plans $165.46 ↑ +66%
Molina Medicare|All Plans $165.46 ↑ +66%
United Medicare|All Plans $165.46 ↑ +66%
Kaiser Medicare|All Plans $165.46 ↑ +66%
Blue Shield CA Medicare|HMO $165.46 ↑ +66%
Blue Shield CA Medicare|PPO $165.46 ↑ +66%
BCBS - Anthem Medicare|Imperial $170.42 ↑ +71%
BrightHealth Commercial|All Plans $182.01 ↑ +82%
Kaiser Commercial|All Plans $196.56 ↑ +97%
BlueShield Medicare|Trauma $206.83 ↑ +107%
Prison Healthcare Medicaid|All Plans $248.19 ↑ +149%
Healthsmart Commercial|All Plans $273.00 ↑ +174%
First Health Commercial|All Plans $273.00 ↑ +174%
United Commercial|HMO $291.00 ↑ +192%
BCBS - Anthem Commercial|Connection EPO $291.20 ↑ +192%
Sutter Health Commercial|All Plans $291.20 ↑ +192%
MultiPlan Commercial|All Plans $302.12 ↑ +203%
BCBS - Anthem Commercial|All Other Plans $364.00 ↑ +265%
BCBS - Anthem Commercial|MCS $364.00 ↑ +265%
United Commercial|All Other Plans $364.00 ↑ +265%
United Commercial|Options PPO $364.00 ↑ +265%
United Commercial|Non-Options PPO $509.00 ↑ +410%

Visitor-reported prices

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Cardiac rehabilitation op phase 2 w/continous ecg monitoring at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $326.31 $18.93 – $581.10
Arroyo Grande Hospital Santa Maria $299.60 $22.25 – $686.00
Mark Twain Medical Center San Andreas $217.79 $22.25 – $320.46
French Hospital San Luis Obispo $274.40 $22.25 – $686.00
Bakersfield Memorial Hospital Bakersfield $132.12 $22.25 – $284.40
Providence St Joseph Hospital Eureka Eureka $297.33 $165.80 – $308.18
St. Joseph's Medical Center Stockton Stockton $143.18 $22.25 – $414.00
Providence Mission Hospital - Mission Viejo Mission Viejo $138.72 $140.93 – $306.72

All California hospitals for this procedure →