Bx pleura pq ndl at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,089.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,975.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.14 with Hill Physicians vs $10,485.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $82.14 ↓ -92%
United Medicaid|< 21 $153.80 ↓ -86%
United Medicaid|> 21 $153.80 ↓ -86%
Molina Medicaid|All Plans $251.98 ↓ -77%
BCBS - Anthem Medicaid|All Plans $254.66 ↓ -77%
Hill Physicians Medicaid|All Plans $266.68 ↓ -76%
WCMG Commercial|All Plans $416.46 ↓ -62%
California Health & Wellness Medicaid|All Plans $555.19 ↓ -49%
Health Net Medicaid|All Plans $555.19 ↓ -49%
Partnership Health Plan Medicaid|All Plans $826.69 ↓ -24%
Western Health Advantage Commercial|All Plans $1,325.10 ↑ +22%
Kaiser Medicaid|All Plans $1,552.26 ↑ +43%
BCBS - Anthem Medicare|All Other Plans $2,007.80 ↑ +84%
Kaiser Commercial|All Plans $2,044.44 ↑ +88%
Kaiser Medicare|All Plans $2,129.16 ↑ +95%
Humana Medicare|All Plans $2,129.16 ↑ +95%
Humana Commercial|All Plans $2,129.16 ↑ +95%
Aetna Medicare|All Plans $2,129.16 ↑ +95%
Molina Medicare|All Plans $2,129.16 ↑ +95%
United Medicare|All Plans $2,129.16 ↑ +95%
Blue Shield CA Medicare|PPO $2,129.16 ↑ +95%
Blue Shield CA Medicare|HMO $2,129.16 ↑ +95%
BCBS - Anthem Medicare|Imperial $2,193.03 ↑ +101%
BrightHealth Commercial|All Plans $2,342.08 ↑ +115%
BlueShield Medicare|Trauma $2,661.45 ↑ +144%
Healthsmart Commercial|All Plans $2,839.50 ↑ +161%
First Health Commercial|All Plans $2,839.50 ↑ +161%
Sutter Health Commercial|All Plans $3,028.80 ↑ +178%
MultiPlan Commercial|All Plans $3,142.38 ↑ +189%
Prison Healthcare Medicaid|All Plans $3,193.74 ↑ +193%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↑ +204%
United Commercial|Options PPO $3,786.00 ↑ +248%
United Commercial|Non-Options PPO $3,786.00 ↑ +248%
United Commercial|HMO $3,786.00 ↑ +248%
United Commercial|All Other Plans $3,786.00 ↑ +248%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↑ +287%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +293%
Blue Shield CA Commercial|Exchange $4,280.00 ↑ +293%
Aetna Commercial|All Other Plans $5,178.00 ↑ +375%
Aetna Commercial|HMO $5,178.00 ↑ +375%
Aetna Commercial|PPO $5,178.00 ↑ +375%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +391%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +416%
Health Net Commercial|EPPO $5,780.00 ↑ +431%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +474%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +505%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +522%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +587%
Health Net Commercial|FFS $10,485.00 ↑ +863%

Visitor-reported prices

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Bx pleura pq ndl at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $833.52 $189.17 – $3,763.88
Arroyo Grande Hospital Santa Maria $2,385.25 $153.80 – $5,251.82
Mark Twain Medical Center San Andreas $2,068.60 $153.80 – $1,332.80
French Hospital San Luis Obispo $2,019.98 $153.80 – $3,448.62
Mercy Hospitals – Bakersfield Bakersfield $2,038.65 $153.80 – $1,306.00
Bakersfield Memorial Hospital Bakersfield $2,016.67 $153.80 – $1,306.00
Providence St Joseph Hospital Eureka Eureka $3,032.97 $2,124.23 – $9,858.00
St. Joseph's Medical Center Stockton Stockton $1,474.41 $0.80 – $557.00

All California hospitals for this procedure →