Bronchoscopy/lung bx addl 31632 at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$630.48

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,301.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.49 with Hill Physicians vs $7,484.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $47.49 ↓ -92%
United Medicaid|< 21 $68.02 ↓ -89%
United Medicaid|> 21 $68.02 ↓ -89%
Hill Physicians Medicaid|All Plans $82.12 ↓ -87%
Molina Medicaid|All Plans $111.30 ↓ -82%
BCBS - Anthem Medicaid|All Plans $112.63 ↓ -82%
California Health & Wellness Medicaid|All Plans $170.95 ↓ -73%
Health Net Medicaid|All Plans $170.95 ↓ -73%
WCMG Commercial|All Plans $253.11 ↓ -60%
Partnership Health Plan Medicaid|All Plans $254.56 ↓ -60%
Western Health Advantage Commercial|All Plans $805.35 ↑ +28%
Kaiser Medicaid|All Plans $943.41 ↑ +50%
Kaiser Commercial|All Plans $1,242.54 ↑ +97%
Healthsmart Commercial|All Plans $1,725.75 ↑ +174%
First Health Commercial|All Plans $1,725.75 ↑ +174%
Sutter Health Commercial|All Plans $1,840.80 ↑ +192%
MultiPlan Commercial|All Plans $1,909.83 ↑ +203%
United Commercial|Options PPO $2,301.00 ↑ +265%
United Commercial|Non-Options PPO $2,301.00 ↑ +265%
United Commercial|HMO $2,301.00 ↑ +265%
United Commercial|All Other Plans $2,301.00 ↑ +265%
BrightHealth Commercial|All Plans $3,245.00 ↑ +415%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↑ +425%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↑ +569%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +578%
Blue Shield CA Commercial|Exchange $4,280.00 ↑ +579%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +748%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +792%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +892%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +944%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +975%
Aetna Commercial|PPO $7,251.00 ↑ +1050%
Aetna Commercial|All Other Plans $7,251.00 ↑ +1050%
Aetna Commercial|HMO $7,251.00 ↑ +1050%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +1087%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bronchoscopy/lung bx addl 31632 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $782.71 $83.66 – $1,393.86
Mercy Hospitals – Bakersfield Bakersfield $829.19 $68.02 – $1,810.35
Bakersfield Memorial Hospital Bakersfield $820.25 $68.02 – $2,212.65
St. Joseph's Behavioral Health Center Stockton $1,180.26 $206.70 – $1,653.60
St. Joseph's Medical Center Stockton Stockton $599.47 $59.28 – $1,712.76
Mercy Medical Center Merced Merced $1,171.11 $68.02 – $2,251.26
Northridge Hospital Medical Center Northridge $1,387.47 $68.02 – $4,973.00
Mercy General Hospital Sacramento $501.62 $47.49 – $1,840.80

All California hospitals for this procedure →