Bone marrow imaging body at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,321.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,822.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.87 with Hill Physicians vs $4,002.26 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $210.87 ↓ -84%
BCBS - Anthem Medicaid|All Plans $319.50 ↓ -76%
BCBS - Anthem Medicare|All Other Plans $497.94 ↓ -62%
Aetna Medicare|All Plans $528.04 ↓ -60%
Kaiser Medicare|All Plans $528.04 ↓ -60%
Blue Shield CA Medicare|HMO $528.04 ↓ -60%
Molina Medicare|All Plans $528.04 ↓ -60%
Blue Shield CA Medicare|PPO $528.04 ↓ -60%
Humana Medicare|All Plans $528.04 ↓ -60%
Humana Commercial|All Plans $528.04 ↓ -60%
United Medicare|All Plans $528.04 ↓ -60%
WCMG Commercial|All Plans $530.42 ↓ -60%
BCBS - Anthem Medicare|Imperial $543.88 ↓ -59%
BrightHealth Commercial|All Plans $580.84 ↓ -56%
BlueShield Medicare|Trauma $660.05 ↓ -50%
Aetna Commercial|HMO $725.36 ↓ -45%
Aetna Commercial|All Other Plans $725.36 ↓ -45%
Aetna Commercial|PPO $725.36 ↓ -45%
Prison Healthcare Medicaid|All Plans $792.06 ↓ -40%
United Commercial|HMO $848.52 ↓ -36%
United Commercial|All Other Plans $848.52 ↓ -36%
United Commercial|Non-Options PPO $848.52 ↓ -36%
United Commercial|Options PPO $848.52 ↓ -36%
Cigna Commercial|LocalPlus $1,523.13 ↑ +15%
Western Health Advantage Commercial|All Plans $1,687.70 ↑ +28%
Kaiser Medicaid|All Plans $1,977.02 ↑ +50%
Cigna Commercial|All Other Plans $2,030.99 ↑ +54%
BCBS - Anthem Commercial|Connection EPO $2,054.39 ↑ +55%
Health Net Medicaid|All Plans $2,411.00 ↑ +82%
California Health & Wellness Medicaid|All Plans $2,411.00 ↑ +82%
BCBS - Anthem Commercial|All Other Plans $2,567.12 ↑ +94%
Kaiser Commercial|All Plans $2,603.88 ↑ +97%
BCBS - Anthem Commercial|MCS $3,594.32 ↑ +172%
Healthsmart Commercial|All Plans $3,616.50 ↑ +174%
First Health Commercial|All Plans $3,616.50 ↑ +174%
Sutter Health Commercial|All Plans $3,857.60 ↑ +192%
MultiPlan Commercial|All Plans $4,002.26 ↑ +203%

Visitor-reported prices

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Bone marrow imaging body at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $821.69 $506.52 – $1,824.90
Banner Lassen Medical Center Susanville $1,444.66 $80.37 – $2,088.41
Mercy Hospitals – Bakersfield Bakersfield $705.28 $510.57 – $1,976.45
Bakersfield Memorial Hospital Bakersfield $697.67 $221.97 – $1,976.45
St. Joseph's Medical Center Stockton Stockton $526.26 $187.95 – $848.52
Mercy Medical Center Mt. Shasta Mt Shasta $1,408.18 $228.70 – $1,773.80
Mercy Medical Center Merced Merced $1,057.81 $193.38 – $884.54
Sequoia Hospital Redwood City $2,557.83 $329.98 – $5,762.14

All California hospitals for this procedure →