Biopsy renal percutaneous trocar/needle (both sides) at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,557.42

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,684.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.18 with United vs $10,485.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $81.18 ↓ -95%
United Medicaid|< 21 $81.18 ↓ -95%
Hill Physicians Commercial|All Plans $126.02 ↓ -92%
Molina Medicaid|All Plans $132.99 ↓ -91%
Hill Physicians Medicaid|All Plans $140.76 ↓ -91%
BCBS - Anthem Medicaid|All Plans $192.79 ↓ -88%
California Health & Wellness Medicaid|All Plans $293.03 ↓ -81%
Health Net Medicaid|All Plans $293.03 ↓ -81%
Partnership Health Plan Medicaid|All Plans $436.32 ↓ -72%
WCMG Commercial|All Plans $594.00 ↓ -62%
Western Health Advantage Commercial|All Plans $1,890.00 ↑ +21%
BCBS - Anthem Medicare|All Other Plans $2,007.80 ↑ +29%
Humana Medicare|All Plans $2,129.16 ↑ +37%
Kaiser Medicare|All Plans $2,129.16 ↑ +37%
Blue Shield CA Medicare|PPO $2,129.16 ↑ +37%
Blue Shield CA Medicare|HMO $2,129.16 ↑ +37%
Molina Medicare|All Plans $2,129.16 ↑ +37%
Aetna Medicare|All Plans $2,129.16 ↑ +37%
Humana Commercial|All Plans $2,129.16 ↑ +37%
United Medicare|All Plans $2,129.16 ↑ +37%
BCBS - Anthem Medicare|Imperial $2,193.03 ↑ +41%
Kaiser Medicaid|All Plans $2,214.00 ↑ +42%
BrightHealth Commercial|All Plans $2,342.08 ↑ +50%
BlueShield Medicare|Trauma $2,661.45 ↑ +71%
Kaiser Commercial|All Plans $2,916.00 ↑ +87%
Prison Healthcare Medicaid|All Plans $3,193.74 ↑ +105%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↑ +113%
First Health Commercial|All Plans $4,050.00 ↑ +160%
Healthsmart Commercial|All Plans $4,050.00 ↑ +160%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↑ +171%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +175%
Blue Shield CA Commercial|Exchange $4,280.00 ↑ +175%
Sutter Health Commercial|All Plans $4,320.00 ↑ +177%
MultiPlan Commercial|All Plans $4,482.00 ↑ +188%
Aetna Commercial|HMO $5,178.00 ↑ +232%
Aetna Commercial|PPO $5,178.00 ↑ +232%
Aetna Commercial|All Other Plans $5,178.00 ↑ +232%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +243%
United Commercial|Non-Options PPO $5,400.00 ↑ +247%
United Commercial|HMO $5,400.00 ↑ +247%
United Commercial|All Other Plans $5,400.00 ↑ +247%
United Commercial|Options PPO $5,400.00 ↑ +247%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +261%
Health Net Commercial|EPPO $5,780.00 ↑ +271%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +302%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +323%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +335%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +381%
Health Net Commercial|FFS $10,485.00 ↑ +573%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biopsy renal percutaneous trocar/needle (both sides) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $946.96 $99.85 – $3,763.88
Banner Lassen Medical Center Susanville $1,040.87 $116.72 – $1,289.13
Arroyo Grande Hospital Santa Maria $2,163.12 $81.18 – $3,615.22
Mark Twain Medical Center San Andreas $4,655.34 $81.18 – $2,175.60
French Hospital San Luis Obispo $1,842.40 $81.18 – $3,466.26
Mercy Hospitals – Bakersfield Bakersfield $1,941.45 $81.18 – $1,884.00
Bakersfield Memorial Hospital Bakersfield $1,920.52 $81.18 – $1,884.00
Queen of The Valley Medical Center Napa $2,180.76 $2,345.04 – $9,858.00

All California hospitals for this procedure →