Biopsy needle lymph node superficial at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,141.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,165.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.18 with United vs $10,485.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $81.18 ↓ -93%
United Medicaid|> 21 $81.18 ↓ -93%
Hill Physicians Commercial|All Plans $85.99 ↓ -92%
Molina Medicaid|All Plans $132.99 ↓ -88%
Hill Physicians Medicaid|All Plans $140.76 ↓ -88%
BCBS - Anthem Medicaid|All Plans $192.79 ↓ -83%
Health Net Medicaid|All Plans $293.03 ↓ -74%
California Health & Wellness Medicaid|All Plans $293.03 ↓ -74%
Partnership Health Plan Medicaid|All Plans $436.32 ↓ -62%
WCMG Commercial|All Plans $439.78 ↓ -61%
Western Health Advantage Commercial|All Plans $1,399.30 ↑ +23%
Kaiser Medicaid|All Plans $1,639.18 ↑ +44%
BCBS - Anthem Medicare|All Other Plans $2,007.80 ↑ +76%
Kaiser Medicare|All Plans $2,129.16 ↑ +87%
Humana Medicare|All Plans $2,129.16 ↑ +87%
Humana Commercial|All Plans $2,129.16 ↑ +87%
Aetna Medicare|All Plans $2,129.16 ↑ +87%
Molina Medicare|All Plans $2,129.16 ↑ +87%
United Medicare|All Plans $2,129.16 ↑ +87%
Blue Shield CA Medicare|PPO $2,129.16 ↑ +87%
Blue Shield CA Medicare|HMO $2,129.16 ↑ +87%
Kaiser Commercial|All Plans $2,158.92 ↑ +89%
BCBS - Anthem Medicare|Imperial $2,193.03 ↑ +92%
BrightHealth Commercial|All Plans $2,342.08 ↑ +105%
BlueShield Medicare|Trauma $2,661.45 ↑ +133%
Healthsmart Commercial|All Plans $2,998.50 ↑ +163%
First Health Commercial|All Plans $2,998.50 ↑ +163%
Prison Healthcare Medicaid|All Plans $3,193.74 ↑ +180%
Sutter Health Commercial|All Plans $3,198.40 ↑ +180%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↑ +190%
MultiPlan Commercial|All Plans $3,318.34 ↑ +191%
United Commercial|Options PPO $3,998.00 ↑ +250%
United Commercial|Non-Options PPO $3,998.00 ↑ +250%
United Commercial|HMO $3,998.00 ↑ +250%
United Commercial|All Other Plans $3,998.00 ↑ +250%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↑ +270%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +275%
Blue Shield CA Commercial|Exchange $4,280.00 ↑ +275%
Aetna Commercial|All Other Plans $5,178.00 ↑ +354%
Aetna Commercial|HMO $5,178.00 ↑ +354%
Aetna Commercial|PPO $5,178.00 ↑ +354%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +368%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +393%
Health Net Commercial|EPPO $5,780.00 ↑ +406%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +448%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +477%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +494%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +556%
Health Net Commercial|FFS $10,485.00 ↑ +819%

Visitor-reported prices

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Biopsy needle lymph node superficial at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,779.55 $99.85 – $4,949.88
Banner Lassen Medical Center Susanville $2,464.88 $116.72 – $3,053.56
Petaluma Valley Hospital Petaluma $3,014.10 $1,921.00 – $4,657.00
Arroyo Grande Hospital Santa Maria $2,163.12 $81.18 – $2,822.40
Mark Twain Medical Center San Andreas $2,311.02 $81.18 – $1,080.94
French Hospital San Luis Obispo $1,921.59 $81.18 – $2,476.46
Mercy Hospitals – Bakersfield Bakersfield $1,719.22 $81.18 – $3,276.00
Bakersfield Memorial Hospital Bakersfield $1,700.68 $81.18 – $3,235.05

All California hospitals for this procedure →