Biopsy bone trocar/needle superficial at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$987.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,605.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.25 with Hill Physicians vs $10,485.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $87.25 ↓ -91%
United Medicaid|> 21 $97.84 ↓ -90%
United Medicaid|< 21 $97.84 ↓ -90%
Molina Medicaid|All Plans $160.29 ↓ -84%
Hill Physicians Medicaid|All Plans $169.65 ↓ -83%
BCBS - Anthem Medicaid|All Plans $232.37 ↓ -76%
California Health & Wellness Medicaid|All Plans $353.19 ↓ -64%
Health Net Medicaid|All Plans $353.19 ↓ -64%
WCMG Commercial|All Plans $380.71 ↓ -61%
Partnership Health Plan Medicaid|All Plans $525.88 ↓ -47%
Western Health Advantage Commercial|All Plans $1,211.35 ↑ +23%
Kaiser Medicaid|All Plans $1,419.01 ↑ +44%
Kaiser Commercial|All Plans $1,868.94 ↑ +89%
BCBS - Anthem Medicare|All Other Plans $2,007.80 ↑ +103%
Blue Shield CA Medicare|PPO $2,129.16 ↑ +116%
Blue Shield CA Medicare|HMO $2,129.16 ↑ +116%
Kaiser Medicare|All Plans $2,129.16 ↑ +116%
Aetna Medicare|All Plans $2,129.16 ↑ +116%
Molina Medicare|All Plans $2,129.16 ↑ +116%
United Medicare|All Plans $2,129.16 ↑ +116%
Humana Commercial|All Plans $2,129.16 ↑ +116%
Humana Medicare|All Plans $2,129.16 ↑ +116%
BCBS - Anthem Medicare|Imperial $2,193.03 ↑ +122%
BrightHealth Commercial|All Plans $2,342.08 ↑ +137%
Healthsmart Commercial|All Plans $2,595.75 ↑ +163%
First Health Commercial|All Plans $2,595.75 ↑ +163%
BlueShield Medicare|Trauma $2,661.45 ↑ +169%
Sutter Health Commercial|All Plans $2,768.80 ↑ +180%
MultiPlan Commercial|All Plans $2,872.63 ↑ +191%
Prison Healthcare Medicaid|All Plans $3,193.74 ↑ +223%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↑ +235%
United Commercial|All Other Plans $3,461.00 ↑ +250%
United Commercial|Non-Options PPO $3,461.00 ↑ +250%
United Commercial|Options PPO $3,461.00 ↑ +250%
United Commercial|HMO $3,461.00 ↑ +250%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↑ +327%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +333%
Blue Shield CA Commercial|Exchange $4,280.00 ↑ +333%
Aetna Commercial|HMO $5,178.00 ↑ +424%
Aetna Commercial|All Other Plans $5,178.00 ↑ +424%
Aetna Commercial|PPO $5,178.00 ↑ +424%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +441%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +469%
Health Net Commercial|EPPO $5,780.00 ↑ +485%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +533%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +567%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +586%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +658%
Health Net Commercial|FFS $10,485.00 ↑ +961%

Visitor-reported prices

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Biopsy bone trocar/needle superficial at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $833.52 $120.34 – $3,763.88
Arroyo Grande Hospital Santa Maria $1,698.31 $97.84 – $3,305.54
French Hospital San Luis Obispo $1,851.03 $97.84 – $2,916.48
Mercy Hospitals – Bakersfield Bakersfield $1,743.70 $97.84 – $3,608.80
Bakersfield Memorial Hospital Bakersfield $1,724.90 $97.84 – $2,058.68
Queen of The Valley Medical Center Napa $1,972.17 $2,345.04 – $9,858.00
Providence St Joseph Hospital Eureka Eureka $5,381.01 $2,124.23 – $9,858.00
St. Joseph's Medical Center Stockton Stockton $1,097.51 $97.84 – $1,813.00

All California hospitals for this procedure →