Biliary endoscopy thru skin at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$268.61 with Hill Physicians vs $17,696.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $268.61
United Medicaid|< 21 $277.70
United Medicaid|> 21 $277.70
Molina Medicaid|All Plans $454.96
Hill Physicians Medicaid|All Plans $481.52
BCBS - Anthem Medicaid|All Plans $659.53
California Health & Wellness Medicaid|All Plans $1,002.45
Health Net Medicaid|All Plans $1,002.45
Partnership Health Plan Medicaid|All Plans $1,492.64
Blue Shield CA Commercial|ACO Trio $5,063.00
Blue Shield CA Commercial|ACO Trio CalPers $6,451.00
Blue Shield CA Commercial|Exchange $6,545.00
BCBS - Anthem Medicare|All Other Plans $7,732.28
United Medicare|All Plans $8,199.66
Humana Medicare|All Plans $8,199.66
Aetna Medicare|All Plans $8,199.66
Molina Medicare|All Plans $8,199.66
Humana Commercial|All Plans $8,199.66
Kaiser Medicare|All Plans $8,199.66
Blue Shield CA Medicare|HMO $8,199.66
Blue Shield CA Medicare|PPO $8,199.66
Aetna Commercial|HMO $8,286.00
Aetna Commercial|PPO $8,286.00
Aetna Commercial|All Other Plans $8,286.00
BCBS - Anthem Medicare|Imperial $8,445.65
Blue Shield CA Commercial|PPO Tandem $8,604.00
BrightHealth Commercial|All Plans $9,019.63
Blue Shield CA Commercial|HMO $9,566.00
Blue Shield CA Commercial|CalPers $10,070.00
BCBS - Anthem Commercial|Connection EPO $10,112.00
BlueShield Medicare|Trauma $10,249.58
Blue Shield CA Commercial|PPO $10,363.00
Prison Healthcare Medicaid|All Plans $12,299.49
BCBS - Anthem Commercial|All Other Plans $12,640.00
Health Net Commercial|FFS $12,770.00
BCBS - Anthem Commercial|MCS $17,696.00
Kaiser Commercial|All Plans not published by hospital
Western Health Advantage Commercial|All Plans not published by hospital
United Commercial|Options PPO not published by hospital
United Commercial|HMO not published by hospital
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
WCMG Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Sutter Health Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital
Kaiser Medicaid|All Plans not published by hospital

Visitor-reported prices

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Biliary endoscopy thru skin at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Medical Center Stockton Stockton $1,514.99 $0.80 – $5,153.00
Providence Mission Hospital - Mission Viejo Mission Viejo $8,573.76 $7,077.45 – $10,791.00
St Jude Medical Center Fullerton $4,477.92 $6,405.00 – $11,403.00
Providence St Joseph Hospital Orange Orange $6,221.28 $7,077.45 – $12,633.00
St. John's Camarillo Hospital Camarillo not published $341.57 – $8,890.24
Petaluma Valley Hospital Petaluma not published $2,937.00 – $15,313.00
Arroyo Grande Hospital Santa Maria not published $277.70 – $7,928.23
Mark Twain Medical Center San Andreas not published $277.70 – $277.70

All California hospitals for this procedure →