Arthrp w/prostc dstl rds at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$967.34 with Hill Physicians vs $28,092.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $967.34
United Medicaid|< 21 $968.94
United Medicaid|> 21 $968.94
Molina Medicaid|All Plans $1,587.43
Hill Physicians Medicaid|All Plans $1,680.13
BCBS - Anthem Medicaid|All Plans $2,301.24
Health Net Medicaid|All Plans $3,497.72
California Health & Wellness Medicaid|All Plans $3,497.72
Partnership Health Plan Medicaid|All Plans $5,208.07
Blue Shield CA Commercial|ACO Trio $8,882.00
Blue Shield CA Commercial|ACO Trio CalPers $11,325.00
Aetna Commercial|HMO $11,393.00
Aetna Commercial|PPO $11,393.00
Aetna Commercial|All Other Plans $11,393.00
Blue Shield CA Commercial|Exchange $12,281.00
BCBS - Anthem Commercial|Connection EPO $13,725.00
Health Net Commercial|EPPO $15,484.00
Blue Shield CA Commercial|PPO Tandem $15,836.00
BCBS - Anthem Medicare|All Other Plans $15,944.52
Blue Shield CA Commercial|HMO $16,792.00
Kaiser Medicare|All Plans $16,908.29
Humana Commercial|All Plans $16,908.29
Aetna Medicare|All Plans $16,908.29
Blue Shield CA Medicare|PPO $16,908.29
Humana Medicare|All Plans $16,908.29
United Medicare|All Plans $16,908.29
Blue Shield CA Medicare|HMO $16,908.29
Molina Medicare|All Plans $16,908.29
BCBS - Anthem Commercial|All Other Plans $17,156.00
BCBS - Anthem Medicare|Imperial $17,415.54
Blue Shield CA Commercial|CalPers $17,679.00
BrightHealth Commercial|All Plans $18,599.12
Blue Shield CA Commercial|PPO $19,040.00
BlueShield Medicare|Trauma $21,135.36
BCBS - Anthem Commercial|MCS $24,018.00
Prison Healthcare Medicaid|All Plans $25,362.44
Health Net Commercial|FFS $28,092.00
United Commercial|Options PPO not published by hospital
United Commercial|HMO not published by hospital
United Commercial|All Other Plans not published by hospital
Kaiser Medicaid|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Sutter Health Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
Western Health Advantage Commercial|All Plans not published by hospital
WCMG Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital

Visitor-reported prices

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Arthrp w/prostc dstl rds at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo not published $1,191.80 – $32,697.16
Petaluma Valley Hospital Petaluma not published $4,129.00 – $20,143.00
Arroyo Grande Hospital Santa Maria not published $968.94 – $16,348.58
Mark Twain Medical Center San Andreas not published $968.94 – $968.94
French Hospital San Luis Obispo not published $968.94 – $16,348.58
Mercy Hospitals – Bakersfield Bakersfield not published $968.94 – $16,348.58
Bakersfield Memorial Hospital Bakersfield not published $968.94 – $16,348.58
Queen of The Valley Medical Center Napa not published $9,256.00 – $62,607.00

All California hospitals for this procedure →