App high cost ss f/n/g/h/f >100sq cm addl 100sq cm at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$51.94 with United vs $7,484.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|< 21 | $51.94 | — |
| United | Medicaid|> 21 | $51.94 | — |
| Hill Physicians | Commercial|All Plans | $54.45 | — |
| Hill Physicians | Medicaid|All Plans | $63.01 | — |
| Molina | Medicaid|All Plans | $85.39 | — |
| BCBS - Anthem | Medicaid|All Plans | $85.99 | — |
| California Health & Wellness | Medicaid|All Plans | $131.17 | — |
| Health Net | Medicaid|All Plans | $131.17 | — |
| Partnership Health Plan | Medicaid|All Plans | $195.31 | — |
| Blue Shield CA | Commercial|ACO Trio | $1,022.00 | — |
| Blue Shield CA | Commercial|ACO Trio CalPers | $1,303.00 | — |
| Blue Shield CA | Commercial|Exchange | $1,322.00 | — |
| Blue Shield CA | Commercial|PPO Tandem | $1,737.00 | — |
| Blue Shield CA | Commercial|HMO | $1,932.00 | — |
| Blue Shield CA | Commercial|CalPers | $2,033.00 | — |
| Blue Shield CA | Commercial|PPO | $2,093.00 | — |
| BCBS - Anthem | Commercial|Connection EPO | $4,277.00 | — |
| Aetna | Commercial|PPO | $5,178.00 | — |
| Aetna | Commercial|All Other Plans | $5,178.00 | — |
| Aetna | Commercial|HMO | $5,178.00 | — |
| BCBS - Anthem | Commercial|All Other Plans | $5,346.00 | — |
| BCBS - Anthem | Commercial|MCS | $7,484.00 | — |
| WCMG | Commercial|All Plans | not published by hospital | — |
| MultiPlan | Commercial|All Plans | not published by hospital | — |
| First Health | Commercial|All Plans | not published by hospital | — |
| United | Commercial|All Other Plans | not published by hospital | — |
| United | Commercial|HMO | not published by hospital | — |
| United | Commercial|Options PPO | not published by hospital | — |
| United | Commercial|Non-Options PPO | not published by hospital | — |
| Kaiser | Commercial|All Plans | not published by hospital | — |
| Kaiser | Medicaid|All Plans | not published by hospital | — |
| Sutter Health | Commercial|All Plans | not published by hospital | — |
| Western Health Advantage | Commercial|All Plans | not published by hospital | — |
| Healthsmart | Commercial|All Plans | not published by hospital | — |
Visitor-reported prices
Comments
App high cost ss f/n/g/h/f >100sq cm addl 100sq cm at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $435.34 | $63.89 – $830.00 |
| Bakersfield Memorial Hospital | Bakersfield | $551.24 | $51.94 – $570.24 |
| Healdsburg Hospital | Healdsburg | $1,760.52 | $721.00 – $3,982.87 |
| Providence Cedars-Sinai Tarzana Medical Center | Tarzana | $451.50 | $353.00 – $4,776.00 |
| Providence Saint Joseph Medical Center | Burbank | $124.60 | $353.00 – $4,751.00 |
| Providence St Joseph Hospital Orange | Orange | $547.68 | $1,394.00 – $11,456.00 |
| Mercy Medical Center Redding | Redding | $261.62 | $71.96 – $505.68 |
| St. Elizabeth Community Hospital | Red Bluff | $310.69 | $64.72 – $521.36 |