An cholangiogram percutaneous compl at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,382.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,694.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.14 with Hill Physicians vs $12,770.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $70.14 ↓ -97%
United Medicaid|< 21 $341.03 ↓ -86%
United Medicaid|> 21 $341.03 ↓ -86%
Hill Physicians Medicaid|All Plans $375.13 ↓ -84%
Molina Medicaid|All Plans $641.14 ↓ -73%
Health Net Medicaid|All Plans $780.96 ↓ -67%
California Health & Wellness Medicaid|All Plans $780.96 ↓ -67%
WCMG Commercial|All Plans $918.06 ↓ -61%
BCBS - Anthem Medicaid|All Plans $1,322.10 ↓ -44%
Partnership Health Plan Medicaid|All Plans $1,466.43 ↓ -38%
Western Health Advantage Commercial|All Plans $2,921.10 ↑ +23%
Kaiser Medicaid|All Plans $3,421.86 ↑ +44%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +80%
BCBS - Anthem Medicare|All Other Plans $4,373.20 ↑ +84%
Kaiser Commercial|All Plans $4,506.84 ↑ +89%
United Medicare|All Plans $4,637.54 ↑ +95%
Humana Medicare|All Plans $4,637.54 ↑ +95%
Aetna Medicare|All Plans $4,637.54 ↑ +95%
Molina Medicare|All Plans $4,637.54 ↑ +95%
Humana Commercial|All Plans $4,637.54 ↑ +95%
Kaiser Medicare|All Plans $4,637.54 ↑ +95%
Blue Shield CA Medicare|HMO $4,637.54 ↑ +95%
Blue Shield CA Medicare|PPO $4,637.54 ↑ +95%
BCBS - Anthem Medicare|Imperial $4,776.67 ↑ +101%
Blue Shield CA Commercial|ACO Trio $5,063.00 ↑ +113%
BrightHealth Commercial|All Plans $5,101.29 ↑ +114%
Aetna Commercial|All Other Plans $5,178.00 ↑ +117%
Aetna Commercial|PPO $5,178.00 ↑ +117%
Aetna Commercial|HMO $5,178.00 ↑ +117%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +124%
BlueShield Medicare|Trauma $5,796.93 ↑ +143%
Healthsmart Commercial|All Plans $6,259.50 ↑ +163%
First Health Commercial|All Plans $6,259.50 ↑ +163%
Blue Shield CA Commercial|ACO Trio CalPers $6,451.00 ↑ +171%
Blue Shield CA Commercial|Exchange $6,545.00 ↑ +175%
Sutter Health Commercial|All Plans $6,676.80 ↑ +180%
MultiPlan Commercial|All Plans $6,927.18 ↑ +191%
Prison Healthcare Medicaid|All Plans $6,956.31 ↑ +192%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +214%
United Commercial|Options PPO $8,346.00 ↑ +250%
United Commercial|All Other Plans $8,346.00 ↑ +250%
United Commercial|HMO $8,346.00 ↑ +250%
United Commercial|Non-Options PPO $8,346.00 ↑ +250%
Blue Shield CA Commercial|PPO Tandem $8,604.00 ↑ +261%
Blue Shield CA Commercial|HMO $9,566.00 ↑ +302%
Blue Shield CA Commercial|CalPers $10,070.00 ↑ +323%
Blue Shield CA Commercial|PPO $10,363.00 ↑ +335%
Health Net Commercial|FFS $12,770.00 ↑ +436%

Visitor-reported prices

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An cholangiogram percutaneous compl at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,801.06 $515.95 – $8,224.00
Banner Lassen Medical Center Susanville $341.39 $268.14 – $705.81
Petaluma Valley Hospital Petaluma $4,326.33 $568.96 – $11,185.00
Arroyo Grande Hospital Santa Maria $1,789.04 $341.03 – $1,738.00
French Hospital San Luis Obispo $4,457.83 $341.03 – $1,762.00
Mercy Hospitals – Bakersfield Bakersfield $263.04 $268.40 – $488.00
Bakersfield Memorial Hospital Bakersfield $260.21 $333.30 – $606.00
Queen of The Valley Medical Center Napa $3,794.40 $757.07 – $17,909.00

All California hospitals for this procedure →