Allograft epieffect 2x3cm-q4186-cost per sq cm at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$16,712.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60,995.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$151.60 with United vs $1,605.35 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $151.60 ↓ -99%
United Medicaid|> 21 $151.60 ↓ -99%
Partnership Health Plan Medicaid|All Plans $151.60 ↓ -99%
Hill Physicians Medicaid|All Plans $166.76 ↓ -99%
Hill Physicians Commercial|All Plans $167.83 ↓ -99%
WCMG Commercial|All Plans $182.05 ↓ -99%
United Commercial|Non-Options PPO $254.61 ↓ -98%
United Commercial|All Other Plans $261.24 ↓ -98%
United Commercial|HMO $261.24 ↓ -98%
United Commercial|Options PPO $261.24 ↓ -98%
Molina Medicaid|All Plans $285.01 ↓ -98%
BCBS - Anthem Medicaid|All Plans $291.57 ↓ -98%
California Health & Wellness Medicaid|All Plans $347.16 ↓ -98%
Health Net Medicaid|All Plans $347.16 ↓ -98%
Cigna Commercial|LocalPlus $368.28 ↓ -98%
Kaiser Medicaid|All Plans $380.65 ↓ -98%
Kaiser Commercial|All Plans $380.65 ↓ -98%
Kaiser Medicare|All Plans $380.65 ↓ -98%
Cigna Commercial|All Other Plans $491.14 ↓ -97%
Health Net Commercial|EPPO $645.45 ↓ -96%
Blue Shield CA Commercial|ACO Trio $1,022.00 ↓ -94%
Western Health Advantage Commercial|All Plans $1,075.75 ↓ -94%
Health Net Commercial|FFS $1,175.05 ↓ -93%
First Health Commercial|All Plans $1,241.25 ↓ -93%
Healthsmart Commercial|All Plans $1,241.25 ↓ -93%
BCBS - Anthem Commercial|Connection EPO $1,290.90 ↓ -92%
Blue Shield CA Commercial|ACO Trio CalPers $1,303.00 ↓ -92%
Blue Shield CA Commercial|Exchange $1,322.00 ↓ -92%
Sutter Health Commercial|All Plans $1,324.00 ↓ -92%
MultiPlan Commercial|All Plans $1,373.65 ↓ -92%
Aetna Commercial|HMO $1,406.75 ↓ -92%
Aetna Commercial|PPO $1,406.75 ↓ -92%
Aetna Commercial|All Other Plans $1,406.75 ↓ -92%
Blue Shield CA Commercial|PPO $1,489.50 ↓ -91%
Blue Shield CA Commercial|PPO Tandem $1,489.50 ↓ -91%
Blue Shield CA Commercial|HMO $1,489.50 ↓ -91%
Blue Shield CA Commercial|CalPers $1,522.60 ↓ -91%
BCBS - Anthem Commercial|All Other Plans $1,605.35 ↓ -90%
BCBS - Anthem Commercial|MCS $1,605.35 ↓ -90%

Visitor-reported prices

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Allograft epieffect 2x3cm-q4186-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $6,152.59 $229.36 – $1,223.88
Arroyo Grande Hospital Santa Maria $17,178.21 $151.60 – $2,848.86
Mark Twain Medical Center San Andreas $3,310.02 $151.60 – $3,745.56
French Hospital San Luis Obispo $15,733.32 $151.60 – $2,848.86
Mercy Hospitals – Bakersfield Bakersfield $16,544.75 $151.60 – $2,907.00
Bakersfield Memorial Hospital Bakersfield $16,366.37 $151.60 – $1,421.05
Queen of The Valley Medical Center Napa $29,271.07 $176.69 – $1,727.00
Providence St Joseph Hospital Eureka Eureka $14,195.39 $160.06 – $1,802.00

All California hospitals for this procedure →