Allograft allowrap 4x4cm dry 16sqcm at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6,285.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$22,940.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.73 with Hill Physicians vs $4,602.65 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $87.73 ↓ -99%
United Commercial|Options PPO $143.06 ↓ -98%
United Commercial|HMO $143.06 ↓ -98%
United Commercial|All Other Plans $143.06 ↓ -98%
Cigna Commercial|LocalPlus $192.50 ↓ -97%
Cigna Commercial|All Other Plans $256.72 ↓ -96%
WCMG Commercial|All Plans $521.95 ↓ -92%
Kaiser Medicare|All Plans $1,091.35 ↓ -83%
Kaiser Commercial|All Plans $1,091.35 ↓ -83%
Kaiser Medicaid|All Plans $1,091.35 ↓ -83%
BCBS - Anthem Medicaid|All Plans $1,138.80 ↓ -82%
Partnership Health Plan Medicaid|All Plans $1,186.25 ↓ -81%
Molina Medicaid|All Plans $1,233.70 ↓ -80%
California Health & Wellness Medicaid|All Plans $1,328.60 ↓ -79%
Health Net Medicaid|All Plans $1,328.60 ↓ -79%
Health Net Commercial|EPPO $1,850.55 ↓ -71%
United Commercial|Non-Options PPO $2,467.40 ↓ -61%
Blue Shield CA Commercial|ACO Trio $3,084.25 ↓ -51%
Western Health Advantage Commercial|All Plans $3,084.25 ↓ -51%
Health Net Commercial|FFS $3,368.95 ↓ -46%
First Health Commercial|All Plans $3,558.75 ↓ -43%
Healthsmart Commercial|All Plans $3,558.75 ↓ -43%
BCBS - Anthem Commercial|Connection EPO $3,701.10 ↓ -41%
Sutter Health Commercial|All Plans $3,796.00 ↓ -40%
Blue Shield CA Commercial|ACO Trio CalPers $3,890.90 ↓ -38%
Blue Shield CA Commercial|Exchange $3,890.90 ↓ -38%
MultiPlan Commercial|All Plans $3,938.35 ↓ -37%
Aetna Commercial|HMO $4,033.25 ↓ -36%
Aetna Commercial|All Other Plans $4,033.25 ↓ -36%
Aetna Commercial|PPO $4,033.25 ↓ -36%
Blue Shield CA Commercial|PPO $4,270.50 ↓ -32%
Blue Shield CA Commercial|HMO $4,270.50 ↓ -32%
Blue Shield CA Commercial|PPO Tandem $4,270.50 ↓ -32%
Blue Shield CA Commercial|CalPers $4,365.40 ↓ -31%
BCBS - Anthem Commercial|All Other Plans $4,602.65 ↓ -27%
BCBS - Anthem Commercial|MCS $4,602.65 ↓ -27%

Visitor-reported prices

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Allograft allowrap 4x4cm dry 16sqcm at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $8,318.96 $167.70 – $177.93
Arroyo Grande Hospital Santa Maria $10,163.72 $128.14 – $3,704.40
French Hospital San Luis Obispo $9,308.83 $143.06 – $3,704.40
Queen of The Valley Medical Center Napa $7,022.50 $176.69 – $177.93
Providence St Joseph Hospital Eureka Eureka $4,118.96 $160.06 – $177.93
Healdsburg Hospital Healdsburg $4,456.58 not published
Redwood Memorial Hospital Fortuna $4,118.96 $169.72 – $169.72
Santa Rosa Memorial Hospital Santa Rosa $8,318.96 $173.16 – $177.93

All California hospitals for this procedure →