Albumin (microalbumin) 24 hour urine quantitative at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$16.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.08 with Partnership Health Plan vs $60.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $5.08 ↓ -69%
BCBS - Anthem Medicare|All Other Plans $5.45 ↓ -67%
Humana Commercial|All Plans $5.78 ↓ -65%
Hill Physicians Commercial|All Plans $5.78 ↓ -65%
Aetna Medicare|All Plans $5.78 ↓ -65%
Blue Shield CA Medicare|HMO $5.78 ↓ -65%
Humana Medicare|All Plans $5.78 ↓ -65%
Blue Shield CA Medicare|PPO $5.78 ↓ -65%
Kaiser Medicare|All Plans $5.78 ↓ -65%
Molina Medicare|All Plans $5.78 ↓ -65%
United Medicare|All Plans $5.78 ↓ -65%
BCBS - Anthem Medicare|Imperial $5.95 ↓ -64%
BrightHealth Commercial|All Plans $6.36 ↓ -61%
WCMG Commercial|All Plans $6.60 ↓ -60%
United Commercial|HMO $6.94 ↓ -58%
United Commercial|All Other Plans $6.94 ↓ -58%
United Commercial|Options PPO $6.94 ↓ -58%
United Commercial|Non-Options PPO $6.94 ↓ -58%
BlueShield Medicare|Trauma $7.23 ↓ -56%
United Medicaid|> 21 $7.29 ↓ -56%
United Medicaid|< 21 $7.29 ↓ -56%
Hill Physicians Medicaid|All Plans $8.02 ↓ -51%
Prison Healthcare Medicaid|All Plans $8.67 ↓ -47%
Molina Medicaid|All Plans $9.55 ↓ -42%
Cigna Commercial|LocalPlus $12.81 ↓ -22%
BCBS - Anthem Medicaid|All Plans $15.20 ↓ -8%
California Health & Wellness Medicaid|All Plans $16.69 ↑ +2%
Health Net Medicaid|All Plans $16.69 ↑ +2%
Cigna Commercial|All Other Plans $17.08 ↑ +4%
Blue Shield CA Commercial|ACO Trio $18.60 ↑ +13%
Western Health Advantage Commercial|All Plans $21.00 ↑ +28%
Aetna Commercial|PPO $21.81 ↑ +33%
Aetna Commercial|HMO $21.81 ↑ +33%
Aetna Commercial|All Other Plans $21.81 ↑ +33%
Blue Shield CA Commercial|ACO Trio CalPers $24.00 ↑ +46%
Kaiser Medicaid|All Plans $24.60 ↑ +50%
Blue Shield CA Commercial|Exchange $25.20 ↑ +53%
Kaiser Commercial|All Plans $32.40 ↑ +97%
Blue Shield CA Commercial|PPO Tandem $33.00 ↑ +101%
Blue Shield CA Commercial|HMO $35.40 ↑ +115%
Blue Shield CA Commercial|CalPers $37.20 ↑ +126%
Blue Shield CA Commercial|PPO $39.60 ↑ +141%
Healthsmart Commercial|All Plans $45.00 ↑ +174%
First Health Commercial|All Plans $45.00 ↑ +174%
Sutter Health Commercial|All Plans $48.00 ↑ +192%
BCBS - Anthem Commercial|Connection EPO $48.00 ↑ +192%
MultiPlan Commercial|All Plans $49.80 ↑ +203%
BCBS - Anthem Commercial|All Other Plans $60.00 ↑ +265%
BCBS - Anthem Commercial|MCS $60.00 ↑ +265%

Visitor-reported prices

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Albumin (microalbumin) 24 hour urine quantitative at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $131.40 $1.22 – $15.35
Banner Lassen Medical Center Susanville $13.15 $1.16 – $8.38
Petaluma Valley Hospital Petaluma $295.29 $5.66 – $47.26
Arroyo Grande Hospital Santa Maria $72.34 $2.25 – $14.90
Mark Twain Medical Center San Andreas $79.92 $5.78 – $14.17
French Hospital San Luis Obispo $66.25 $1.22 – $17.52
Mercy Hospitals – Bakersfield Bakersfield $6.68 $2.25 – $16.62
Bakersfield Memorial Hospital Bakersfield $6.61 $2.25 – $16.62

All California hospitals for this procedure →