Ablation of upper extremity nerves rf at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$269.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$982.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$108.02 with WCMG vs $6,776.00 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $108.02 ↓ -60%
BCBS - Anthem Medicaid|All Plans $183.65 ↓ -32%
Western Health Advantage Commercial|All Plans $343.70 ↑ +28%
BCBS - Anthem Medicare|All Other Plans $365.80 ↑ +36%
Kaiser Medicare|All Plans $387.91 ↑ +44%
Humana Commercial|All Plans $387.91 ↑ +44%
Aetna Medicare|All Plans $387.91 ↑ +44%
Blue Shield CA Medicare|HMO $387.91 ↑ +44%
Molina Medicare|All Plans $387.91 ↑ +44%
United Medicare|All Plans $387.91 ↑ +44%
Humana Medicare|All Plans $387.91 ↑ +44%
Blue Shield CA Medicare|PPO $387.91 ↑ +44%
BCBS - Anthem Medicare|Imperial $399.55 ↑ +48%
Kaiser Medicaid|All Plans $402.62 ↑ +50%
BrightHealth Commercial|All Plans $426.70 ↑ +59%
BlueShield Medicare|Trauma $484.89 ↑ +80%
California Health & Wellness Medicaid|All Plans $491.00 ↑ +82%
Health Net Medicaid|All Plans $491.00 ↑ +82%
Kaiser Commercial|All Plans $530.28 ↑ +97%
Prison Healthcare Medicaid|All Plans $581.87 ↑ +116%
Healthsmart Commercial|All Plans $736.50 ↑ +174%
First Health Commercial|All Plans $736.50 ↑ +174%
Sutter Health Commercial|All Plans $785.60 ↑ +192%
MultiPlan Commercial|All Plans $815.06 ↑ +203%
United Commercial|HMO $982.00 ↑ +265%
United Commercial|All Other Plans $982.00 ↑ +265%
United Commercial|Options PPO $982.00 ↑ +265%
United Commercial|Non-Options PPO $982.00 ↑ +265%
Molina Medicaid|All Plans $2,504.00 ↑ +831%
Health Net Commercial|EPPO $3,200.00 ↑ +1089%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↑ +1130%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↑ +1468%
Blue Shield CA Commercial|Exchange $4,280.00 ↑ +1491%
Aetna Commercial|PPO $5,178.00 ↑ +1824%
Aetna Commercial|HMO $5,178.00 ↑ +1824%
Aetna Commercial|All Other Plans $5,178.00 ↑ +1824%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +1991%
Health Net Commercial|FFS $5,805.00 ↑ +2057%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +2225%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +2347%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +2418%

Visitor-reported prices

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Ablation of upper extremity nerves rf at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $531.74 $321.57 – $928.98
Petaluma Valley Hospital Petaluma $3,249.72 $413.65 – $1,921.00
Arroyo Grande Hospital Santa Maria $448.12 $375.07 – $739.90
French Hospital San Luis Obispo $410.43 $203.85 – $739.90
Mercy Hospitals – Bakersfield Bakersfield $300.51 $218.70 – $648.00
Queen of The Valley Medical Center Napa $3,336.42 $435.83 – $5,592.00
Providence St Joseph Hospital Eureka Eureka $4,630.29 $394.79 – $5,835.00
Healdsburg Hospital Healdsburg $810.90 $413.57 – $3,982.87

All California hospitals for this procedure →