Ablate heart dysrhythm focus at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$9,522.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$34,752.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$552.60 with Hill Physicians vs $58,040.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $552.60 ↓ -94%
United Medicaid|> 21 $821.29 ↓ -91%
United Medicaid|< 21 $821.29 ↓ -91%
Molina Medicaid|All Plans $1,345.53 ↓ -86%
Hill Physicians Medicaid|All Plans $1,432.26 ↓ -85%
BCBS - Anthem Medicaid|All Plans $1,950.56 ↓ -80%
California Health & Wellness Medicaid|All Plans $2,981.69 ↓ -69%
Health Net Medicaid|All Plans $2,981.69 ↓ -69%
WCMG Commercial|All Plans $3,822.72 ↓ -60%
Partnership Health Plan Medicaid|All Plans $4,414.44 ↓ -54%
BCBS - Anthem Medicare|All Other Plans $9,403.14 ↓ -1%
Blue Shield CA Medicare|PPO $9,971.52 ↑ +5%
Humana Medicare|All Plans $9,971.52 ↑ +5%
Aetna Medicare|All Plans $9,971.52 ↑ +5%
Molina Medicare|All Plans $9,971.52 ↑ +5%
United Medicare|All Plans $9,971.52 ↑ +5%
Kaiser Medicare|All Plans $9,971.52 ↑ +5%
Blue Shield CA Medicare|HMO $9,971.52 ↑ +5%
Humana Commercial|All Plans $9,971.52 ↑ +5%
BCBS - Anthem Medicare|Imperial $10,270.67 ↑ +8%
Health Net Commercial|EPPO $10,440.00 ↑ +10%
BrightHealth Commercial|All Plans $10,968.67 ↑ +15%
Western Health Advantage Commercial|All Plans $12,163.20 ↑ +28%
BlueShield Medicare|Trauma $12,464.40 ↑ +31%
Kaiser Medicaid|All Plans $14,248.32 ↑ +50%
Prison Healthcare Medicaid|All Plans $14,957.28 ↑ +57%
Aetna Commercial|HMO $16,573.00 ↑ +74%
Aetna Commercial|All Other Plans $16,573.00 ↑ +74%
Aetna Commercial|PPO $16,573.00 ↑ +74%
United Commercial|Options PPO $16,950.00 ↑ +78%
United Commercial|All Other Plans $16,950.00 ↑ +78%
Kaiser Commercial|All Plans $18,766.08 ↑ +97%
Health Net Commercial|FFS $18,941.00 ↑ +99%
Cigna Commercial|LocalPlus $22,588.80 ↑ +137%
Healthsmart Commercial|All Plans $26,064.00 ↑ +174%
First Health Commercial|All Plans $26,064.00 ↑ +174%
Sutter Health Commercial|All Plans $27,801.60 ↑ +192%
MultiPlan Commercial|All Plans $28,844.16 ↑ +203%
Cigna Commercial|All Other Plans $29,886.72 ↑ +214%
BCBS - Anthem Commercial|Connection EPO $33,166.00 ↑ +248%
United Commercial|Non-Options PPO $34,752.00 ↑ +265%
United Commercial|HMO $34,752.00 ↑ +265%
BCBS - Anthem Commercial|All Other Plans $41,457.00 ↑ +335%
BCBS - Anthem Commercial|MCS $58,040.00 ↑ +510%

Visitor-reported prices

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Ablate heart dysrhythm focus at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $9,175.23 $792.50 – $20,948.00
Arroyo Grande Hospital Santa Maria $9,448.96 $821.29 – $22,077.00
French Hospital San Luis Obispo $8,383.71 $821.29 – $20,959.26
Bakersfield Memorial Hospital Bakersfield $14,893.60 $821.29 – $39,364.54
Queen of The Valley Medical Center Napa $8,890.32 $11,074.44 – $35,965.00
St. Joseph's Medical Center Stockton Stockton $11,604.18 $821.29 – $32,365.40
Santa Rosa Memorial Hospital Santa Rosa $13,824.57 $10,852.95 – $15,575.00
Providence Mission Hospital - Mission Viejo Mission Viejo $4,455.84 $8,526.92 – $18,558.59

All California hospitals for this procedure →