3d ech img cgen car anomal at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$256.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$936.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$102.96 with WCMG vs $16,950.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WCMG | Commercial|All Plans | $102.96 | ↓ -60% |
| Western Health Advantage | Commercial|All Plans | $327.60 | ↑ +28% |
| Kaiser | Medicaid|All Plans | $383.76 | ↑ +50% |
| Kaiser | Commercial|All Plans | $505.44 | ↑ +97% |
| Healthsmart | Commercial|All Plans | $702.00 | ↑ +174% |
| First Health | Commercial|All Plans | $702.00 | ↑ +174% |
| Sutter Health | Commercial|All Plans | $748.80 | ↑ +192% |
| MultiPlan | Commercial|All Plans | $776.88 | ↑ +203% |
| United | Commercial|Non-Options PPO | $936.00 | ↑ +265% |
| United | Commercial|HMO | $936.00 | ↑ +265% |
| United | Commercial|Options PPO | $16,950.00 | ↑ +6509% |
| United | Commercial|All Other Plans | $16,950.00 | ↑ +6509% |
Visitor-reported prices
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3d ech img cgen car anomal at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| French Hospital | San Luis Obispo | $1,319.48 | $908.82 – $3,298.68 |
| Queen of The Valley Medical Center | Napa | $795.60 | $144.01 – $584.37 |
| Santa Rosa Memorial Hospital | Santa Rosa | $795.60 | $145.67 – $497.16 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $317.28 | $126.24 – $778.08 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $1,820.52 | $561.60 – $2,293.20 |
| Dominican Hospital | Santa Cruz | $395.10 | $570.70 – $781.42 |
| Sierra Nevada Memorial Hospital | Grass Valley | $535.74 | $658.61 – $963.34 |
| Providence Cedars-Sinai Tarzana Medical Center | Tarzana | $284.20 | $381.35 – $381.35 |