Revision tips at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$7,078.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,161.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$377.94 with Health Net vs $21,131.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|> 21 | $377.94 | ↓ -95% |
| Health Net | Medicaid|< 21 | $377.94 | ↓ -95% |
| Gold Coast Health Plan | Medicaid|All Plans | $434.67 | ↓ -94% |
| Blue Shield CA | Commercial|EPN | $3,977.00 | ↓ -44% |
| BCBS - Anthem | Commercial|DignityHealth | $4,363.47 | ↓ -38% |
| Blue Shield CA | Commercial|FFS | $5,772.00 | ↓ -18% |
| United | Medicare|All Other Plans | $7,244.35 | ↑ +2% |
| Humana | Medicare|All Plans | $7,244.35 | ↑ +2% |
| Blue Shield CA | Medicare|All Other Plans | $7,244.35 | ↑ +2% |
| Health Net | Medicare|All Plans | $7,244.35 | ↑ +2% |
| Blue Shield CA | Medicare|All Plans | $7,244.35 | ↑ +2% |
| Valley Care IPA | Commercial|All Plans | $7,244.35 | ↑ +2% |
| Aetna | Medicare|All Plans | $7,244.35 | ↑ +2% |
| Aetna | Medicare|All Other Plans | $7,244.35 | ↑ +2% |
| United | Medicare|All Plans | $7,244.35 | ↑ +2% |
| Kaiser | Medicare|All Plans | $7,244.35 | ↑ +2% |
| BCBS - Anthem | Medicare|All Plans | $7,244.35 | ↑ +2% |
| Scan Health Plan | Medicare|Sea View | $7,244.35 | ↑ +2% |
| Scan Health Plan | Medicare|All Other Plans | $7,244.35 | ↑ +2% |
| BCBS - Anthem | Commercial|Exchange | $8,714.00 | ↑ +23% |
| Western Growers | Commercial|All Plans | $8,888.55 | ↑ +26% |
| Kaiser | Commercial|All Plans | $10,019.82 | ↑ +42% |
| Health Net | Commercial|Care Product | $10,371.00 | ↑ +47% |
| Ventura HP | Commercial|All Plans | $10,504.65 | ↑ +48% |
| First Health | Commercial|All Plans | $10,827.87 | ↑ +53% |
| United | Medicare|Sea View | $11,312.70 | ↑ +60% |
| Aetna | Medicare|Sea View | $11,312.70 | ↑ +60% |
| Blue Shield CA | Medicare|Sea View | $11,312.70 | ↑ +60% |
| Sea View | Commercial|All Plans | $11,312.70 | ↑ +60% |
| SeaView | Medicare|All Plans | $11,312.70 | ↑ +60% |
| BCBS - Anthem | Commercial|HMO Non MCS | $12,055.00 | ↑ +70% |
| BCBS - Anthem | Commercial|HMO | $12,055.00 | ↑ +70% |
| MultiPlan | Commercial|All Plans | $12,605.58 | ↑ +78% |
| Health Net | Commercial|All Other Plans | $12,970.00 | ↑ +83% |
| Clinicas | Commercial|All Plans | $13,090.66 | ↑ +85% |
| Clinicas | Medicaid|All Plans | $14,488.70 | ↑ +105% |
| BCBS - Anthem | Commercial|PPO Non MCS | $14,523.00 | ↑ +105% |
| BCBS - Anthem | Commercial|Non-MCS | $14,523.00 | ↑ +105% |
| United | Commercial|Non-Options PPO | $16,161.00 | ↑ +128% |
| Aetna | Commercial|All Plans | $19,701.00 | ↑ +178% |
| BCBS - Anthem | Commercial|MCS | $21,131.00 | ↑ +199% |
Visitor-reported prices
Comments
Revision tips at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $41,050.34 | $249.81 – $25,078.20 |
| French Hospital | San Luis Obispo | $38,254.89 | $249.81 – $25,078.20 |
| Mercy Hospitals – Bakersfield | Bakersfield | $14,616.29 | $249.81 – $31,517.60 |
| Bakersfield Memorial Hospital | Bakersfield | $14,458.70 | $249.81 – $31,123.63 |
| St. Joseph's Medical Center Stockton | Stockton | $4,848.65 | $249.81 – $13,853.28 |
| Santa Rosa Memorial Hospital | Santa Rosa | $20,368.89 | $2,238.00 – $20,488.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $8,331.84 | $5,171.00 – $14,208.00 |
| Mercy Medical Center Merced | Merced | $19,754.37 | $249.81 – $37,974.42 |