Pt evaluation high complexity patient/family at St. John's Camarillo Hospital

2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$221.63

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$506.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$136.62 with BCBS - Anthem vs $1,834.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|DignityHealth $136.62 ↓ -38%
Aetna Medicare|Sea View $162.24 ↓ -27%
SeaView Medicare|All Plans $162.24 ↓ -27%
Sea View Commercial|All Plans $162.24 ↓ -27%
United Medicare|Sea View $162.24 ↓ -27%
Blue Shield CA Medicare|Sea View $162.24 ↓ -27%
Aetna Commercial|All Plans $218.33 ↓ -1%
Western Growers Commercial|All Plans $253.00 ↑ +14%
Kaiser Commercial|All Plans $313.72 ↑ +42%
First Health Commercial|All Plans $339.02 ↑ +53%
Ventura HP Commercial|All Plans $389.00 ↑ +76%
MultiPlan Commercial|All Plans $394.68 ↑ +78%
United Commercial|HMO $506.00 ↑ +128%
Blue Shield CA Commercial|FFS $506.00 ↑ +128%
Blue Shield CA Commercial|EPN $506.00 ↑ +128%
United Commercial|All Other Plans $506.00 ↑ +128%
United Commercial|Navigate $506.00 ↑ +128%
United Commercial|Non-Options PPO $1,097.00 ↑ +395%
Cigna Commercial|PPO $1,834.00 ↑ +728%
Cigna Commercial|All Other Plans $1,834.00 ↑ +728%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pt evaluation high complexity patient/family at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $356.24 $199.26 – $471.42
Petaluma Valley Hospital Petaluma $392.70 $119.04 – $121.47
Queen of The Valley Medical Center Napa $286.62 $121.47 – $121.47
Providence St Joseph Hospital Eureka Eureka $406.98 $121.47 – $121.47
Healdsburg Hospital Healdsburg $266.73 $121.47 – $209.95
Redwood Memorial Hospital Fortuna $350.37 not published
Santa Rosa Memorial Hospital Santa Rosa $360.57 $119.04 – $121.47
Providence Mission Hospital - Mission Viejo Mission Viejo $273.12 $91.43 – $199.00

All California hospitals for this procedure →