Kidney endoscopy at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$2,292.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,234.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$558.58 with Health Net vs $10,468.00 with Clinicas — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|> 21 | $558.58 | ↓ -76% |
| Health Net | Medicaid|< 21 | $558.58 | ↓ -76% |
| Gold Coast Health Plan | Medicaid|All Plans | $976.38 | ↓ -57% |
| BCBS - Anthem | Commercial|DignityHealth | $1,413.18 | ↓ -38% |
| Western Growers | Commercial|All Plans | $2,878.70 | ↑ +26% |
| BCBS - Anthem | Commercial|Exchange | $3,230.00 | ↑ +41% |
| Kaiser | Commercial|All Plans | $3,245.08 | ↑ +42% |
| Ventura HP | Commercial|All Plans | $3,402.10 | ↑ +48% |
| First Health | Commercial|All Plans | $3,506.78 | ↑ +53% |
| United | Medicare|Sea View | $3,663.80 | ↑ +60% |
| Aetna | Medicare|Sea View | $3,663.80 | ↑ +60% |
| Blue Shield CA | Medicare|Sea View | $3,663.80 | ↑ +60% |
| Sea View | Commercial|All Plans | $3,663.80 | ↑ +60% |
| SeaView | Medicare|All Plans | $3,663.80 | ↑ +60% |
| Blue Shield CA | Commercial|EPN | $3,977.00 | ↑ +73% |
| MultiPlan | Commercial|All Plans | $4,082.52 | ↑ +78% |
| Health Net | Commercial|All Other Plans | $4,344.22 | ↑ +89% |
| BCBS - Anthem | Commercial|HMO | $4,465.00 | ↑ +95% |
| BCBS - Anthem | Commercial|HMO Non MCS | $4,465.00 | ↑ +95% |
| Aetna | Commercial|All Plans | $4,932.00 | ↑ +115% |
| Aetna | Medicare|All Other Plans | $5,234.00 | ↑ +128% |
| Blue Shield CA | Medicare|All Plans | $5,234.00 | ↑ +128% |
| Blue Shield CA | Medicare|All Other Plans | $5,234.00 | ↑ +128% |
| Humana | Medicare|All Plans | $5,234.00 | ↑ +128% |
| United | Commercial|Non-Options PPO | $5,234.00 | ↑ +128% |
| United | Medicare|All Other Plans | $5,234.00 | ↑ +128% |
| Kaiser | Medicare|All Plans | $5,234.00 | ↑ +128% |
| BCBS - Anthem | Medicare|All Plans | $5,234.00 | ↑ +128% |
| United | Medicare|All Plans | $5,234.00 | ↑ +128% |
| Scan Health Plan | Medicare|All Other Plans | $5,234.00 | ↑ +128% |
| Scan Health Plan | Medicare|Sea View | $5,234.00 | ↑ +128% |
| Aetna | Medicare|All Plans | $5,234.00 | ↑ +128% |
| Valley Care IPA | Commercial|All Plans | $5,234.00 | ↑ +128% |
| Health Net | Medicare|All Plans | $5,234.00 | ↑ +128% |
| BCBS - Anthem | Commercial|PPO Non MCS | $5,383.00 | ↑ +135% |
| BCBS - Anthem | Commercial|Non-MCS | $5,383.00 | ↑ +135% |
| Blue Shield CA | Commercial|FFS | $5,772.00 | ↑ +152% |
| BCBS - Anthem | Commercial|MCS | $7,832.00 | ↑ +242% |
| Health Net | Commercial|Care Product | $10,371.00 | ↑ +352% |
| Clinicas | Commercial|All Plans | $10,468.00 | ↑ +357% |
| Clinicas | Medicaid|All Plans | $10,468.00 | ↑ +357% |
Visitor-reported prices
Comments
Kidney endoscopy at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northridge Hospital Medical Center | Northridge | $2,024.99 | $454.13 – $7,258.00 |
| Petaluma Valley Hospital | Petaluma | not published | $1,921.00 – $7,373.07 |
| Arroyo Grande Hospital | Santa Maria | not published | $454.13 – $6,459.25 |
| Mark Twain Medical Center | San Andreas | not published | $454.13 – $454.13 |
| French Hospital | San Luis Obispo | not published | $454.13 – $6,459.25 |
| Mercy Hospitals – Bakersfield | Bakersfield | not published | $454.13 – $6,459.25 |
| Bakersfield Memorial Hospital | Bakersfield | not published | $454.13 – $6,459.25 |
| Queen of The Valley Medical Center | Napa | not published | $5,592.00 – $27,307.00 |