Exc ben+marg excep skin tag snhfg 0.6-1cm 11421 at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$927.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,236.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$94.59 with Health Net vs $10,984.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|> 21 | $94.59 | ↓ -90% |
| Health Net | Medicaid|< 21 | $94.59 | ↓ -90% |
| Gold Coast Health Plan | Medicaid|All Plans | $165.32 | ↓ -82% |
| Cigna | Commercial|All Other Plans | $226.00 | ↓ -76% |
| Cigna | Commercial|PPO | $226.00 | ↓ -76% |
| BCBS - Anthem | Commercial|DignityHealth | $603.72 | ↓ -35% |
| Health Net | Medicare|All Plans | $893.98 | ↓ -4% |
| Scan Health Plan | Medicare|All Other Plans | $893.98 | ↓ -4% |
| Aetna | Medicare|All Plans | $893.98 | ↓ -4% |
| Aetna | Medicare|All Other Plans | $893.98 | ↓ -4% |
| Valley Care IPA | Commercial|All Plans | $893.98 | ↓ -4% |
| United | Medicare|All Plans | $893.98 | ↓ -4% |
| United | Medicare|All Other Plans | $893.98 | ↓ -4% |
| Kaiser | Medicare|All Plans | $893.98 | ↓ -4% |
| BCBS - Anthem | Medicare|All Plans | $893.98 | ↓ -4% |
| Humana | Medicare|All Plans | $893.98 | ↓ -4% |
| Scan Health Plan | Medicare|Sea View | $893.98 | ↓ -4% |
| Blue Shield CA | Medicare|All Plans | $893.98 | ↓ -4% |
| Blue Shield CA | Medicare|All Other Plans | $893.98 | ↓ -4% |
| Western Growers | Commercial|All Plans | $1,118.00 | ↑ +20% |
| Kaiser | Commercial|All Plans | $1,386.32 | ↑ +49% |
| Ventura HP | Commercial|All Plans | $1,453.40 | ↑ +57% |
| First Health | Commercial|All Plans | $1,498.12 | ↑ +61% |
| SeaView | Medicare|All Plans | $1,565.20 | ↑ +69% |
| Sea View | Commercial|All Plans | $1,565.20 | ↑ +69% |
| Clinicas | Commercial|All Plans | $1,628.92 | ↑ +76% |
| Clinicas | Medicaid|All Plans | $1,787.96 | ↑ +93% |
| MultiPlan | Commercial|All Plans | $1,788.80 | ↑ +93% |
| United | Commercial|Non-Options PPO | $2,236.00 | ↑ +141% |
| Blue Shield CA | Commercial|EPN | $3,977.00 | ↑ +329% |
| Health Net | Commercial|Care Product | $4,445.00 | ↑ +379% |
| BCBS - Anthem | Commercial|Exchange | $4,529.00 | ↑ +388% |
| Health Net | Commercial|All Other Plans | $5,560.00 | ↑ +499% |
| Blue Shield CA | Commercial|FFS | $5,772.00 | ↑ +522% |
| BCBS - Anthem | Commercial|HMO Non MCS | $6,264.00 | ↑ +575% |
| BCBS - Anthem | Commercial|HMO | $6,264.00 | ↑ +575% |
| Aetna | Commercial|All Plans | $6,598.00 | ↑ +611% |
| BCBS - Anthem | Commercial|Non-MCS | $7,549.00 | ↑ +714% |
| BCBS - Anthem | Commercial|PPO Non MCS | $7,549.00 | ↑ +714% |
| BCBS - Anthem | Commercial|MCS | $10,984.00 | ↑ +1084% |
| United | Medicare|Sea View | not published by hospital | — |
| Aetna | Medicare|Sea View | not published by hospital | — |
| Blue Shield CA | Medicare|Sea View | not published by hospital | — |
Visitor-reported prices
Comments
Exc ben+marg excep skin tag snhfg 0.6-1cm 11421 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $3,036.03 | $954.29 – $2,695.00 |
| Mark Twain Medical Center | San Andreas | $521.48 | $75.29 – $285.18 |
| Queen of The Valley Medical Center | Napa | $3,375.69 | $1,005.45 – $6,200.00 |
| Providence St Joseph Hospital Eureka | Eureka | $3,395.58 | $910.78 – $8,018.00 |
| Healdsburg Hospital | Healdsburg | $1,842.63 | $954.10 – $5,198.77 |
| Redwood Memorial Hospital | Fortuna | $2,005.32 | $3,331.00 – $25,998.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $3,247.68 | $985.34 – $4,042.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $1,152.96 | $774.16 – $5,171.00 |