Treat knee fracture at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$615.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,103.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$118.02 with MEDI-CAL vs $9,332.70 with UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $118.02 ↓ -81%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $118.02 ↓ -81%
BC MEDI-CAL BC MEDI-CAL $118.02 ↓ -81%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $166.41 ↓ -73%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $1,093.42 ↑ +78%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $1,093.42 ↑ +78%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $1,093.42 ↑ +78%
HEALTHNET MCR ADV HEALTHNET MCR ADV $1,093.42 ↑ +78%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $1,093.42 ↑ +78%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $1,093.42 ↑ +78%
OSCAR - ALL PLANS OSCAR - ALL PLANS $1,093.42 ↑ +78%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $1,093.42 ↑ +78%
UHC MCR ADV UHC MCR ADV $1,093.42 ↑ +78%
AETNA- ALL PLANS AETNA- ALL PLANS $1,102.64 ↑ +79%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $1,202.76 ↑ +95%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $1,202.76 ↑ +95%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $1,202.76 ↑ +95%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $1,421.45 ↑ +131%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $1,490.04 ↑ +142%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $1,490.04 ↑ +142%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $1,519.85 ↑ +147%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $1,592.79 ↑ +159%
UHC HMO UHC HMO $1,592.79 ↑ +159%
UHC JLL CSP UHC JLL CSP $1,592.79 ↑ +159%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $1,593.11 ↑ +159%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $1,640.13 ↑ +166%
BLUE SHIELD EPN BLUE SHIELD EPN $1,712.73 ↑ +178%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $1,809.98 ↑ +194%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $1,809.98 ↑ +194%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $2,397.86 ↑ +290%
BLUE CROSS MCS BLUE CROSS MCS $2,397.86 ↑ +290%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $9,332.70 ↑ +1416%

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Treat knee fracture at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield not published $677.58 – $2,574.12
Bakersfield Memorial Hospital Bakersfield not published $677.58 – $2,574.12
Mark Twain Medical Center San Andreas $2,184.48 $677.58 – $3,214.40
REEDLEY COMMUNITY HOSPITAL Reedley $779.57 $34.34 – $2,353.92
ST HELENA HOSPITAL Vallejo $682.20 $60.00 – $2,687.82
HANFORD COMMUNITY HOSPITAL Selma $779.57 $118.02 – $9,332.70
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $2,707.98 $118.02 – $1,809.98
WILLITS HOSPITAL INC Willits $1,230.90 $65.00 – $2,443.10

All California hospitals for this procedure →