Surgical pathology level 5 gross & microscopic examination at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$69.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$463.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.11 with BLUE SHIELD EPN vs $1,037.30 with CENTIVO - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE SHIELD EPN BLUE SHIELD EPN $62.11 ↓ -11%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $69.03 ↓ -1%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $69.03 ↓ -1%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $92.23 ↑ +33%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $93.54 ↑ +35%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $93.54 ↑ +35%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $93.54 ↑ +35%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $93.54 ↑ +35%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $112.25 ↑ +62%
BC MEDI-CAL BC MEDI-CAL $117.06 ↑ +69%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $121.60 ↑ +75%
MEDI-CAL MEDI-CAL $125.71 ↑ +81%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $125.71 ↑ +81%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $130.96 ↑ +89%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $139.34 ↑ +101%
HERITAGE/HPN COMM HERITAGE/HPN COMM $139.37 ↑ +101%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $149.66 ↑ +115%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $149.66 ↑ +115%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $149.66 ↑ +115%
HEALTHNET MCAL HEALTHNET MCAL $149.72 ↑ +116%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $159.02 ↑ +129%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $168.37 ↑ +142%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $168.45 ↑ +143%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $171.93 ↑ +148%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $191.04 ↑ +175%
BLUE CROSS MCS BLUE CROSS MCS $229.25 ↑ +230%
UHC JLL CSP UHC JLL CSP $408.11 ↑ +488%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $408.11 ↑ +488%
UHC HMO UHC HMO $408.11 ↑ +488%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $461.02 ↑ +564%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $461.02 ↑ +564%
HEALTHNET MCR ADV HEALTHNET MCR ADV $461.02 ↑ +564%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $461.02 ↑ +564%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $461.02 ↑ +564%
UHC MCR ADV UHC MCR ADV $461.02 ↑ +564%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $461.02 ↑ +564%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $541.09 ↑ +679%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $541.09 ↑ +679%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $553.23 ↑ +697%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $599.33 ↑ +763%
OSCAR - ALL PLANS OSCAR - ALL PLANS $737.64 ↑ +962%
AETNA- ALL PLANS AETNA- ALL PLANS $770.99 ↑ +1010%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $792.96 ↑ +1042%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $829.84 ↑ +1095%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $1,037.30 ↑ +1394%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Surgical pathology level 5 gross & microscopic examination at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $191.44 $123.13 – $598.65
Bakersfield Memorial Hospital Bakersfield $189.38 $123.13 – $598.65
Fresno Medical Center FRESNO $789.60 $383.00 – $383.00
St. John's Camarillo Hospital Camarillo $222.51 $137.16 – $813.52
Antioch Medical Center ANTIOCH $789.60 $383.00 – $383.00
Redwood City Medical Center Redwood City $789.60 $383.00 – $383.00
Santa Clara Medical Center SANTA CLARA $789.60 $383.00 – $383.00
Baldwin Park Medical Center BALDWIN PARK $748.80 $403.00 – $403.00

All California hospitals for this procedure →