Surgical pathology level 3 gross & microscopic examination at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$10.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$70.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.46 with BLUE SHIELD EPN vs $270.79 with AETNA- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE SHIELD EPN BLUE SHIELD EPN $9.46 ↓ -10%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $10.51 ↑ +0%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $10.51 ↑ +0%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $14.05 ↑ +34%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $14.25 ↑ +36%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $14.25 ↑ +36%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $14.25 ↑ +36%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $14.25 ↑ +36%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $17.09 ↑ +63%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $18.52 ↑ +76%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $19.94 ↑ +90%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $21.22 ↑ +102%
HERITAGE/HPN COMM HERITAGE/HPN COMM $21.23 ↑ +102%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $22.79 ↑ +117%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $22.79 ↑ +117%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $22.79 ↑ +117%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $24.22 ↑ +131%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $25.64 ↑ +144%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $28.49 ↑ +171%
HEALTHNET MCAL HEALTHNET MCAL $28.49 ↑ +171%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $28.49 ↑ +171%
MEDI-CAL MEDI-CAL $28.49 ↑ +171%
BC MEDI-CAL BC MEDI-CAL $50.76 ↑ +383%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $67.02 ↑ +538%
HEALTHNET MCR ADV HEALTHNET MCR ADV $67.02 ↑ +538%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $67.02 ↑ +538%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $67.02 ↑ +538%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $67.02 ↑ +538%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $67.02 ↑ +538%
UHC MCR ADV UHC MCR ADV $67.02 ↑ +538%
UHC HMO UHC HMO $71.23 ↑ +578%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $71.23 ↑ +578%
UHC JLL CSP UHC JLL CSP $71.23 ↑ +578%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $80.43 ↑ +666%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $84.29 ↑ +703%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $87.13 ↑ +730%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $87.70 ↑ +735%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $87.70 ↑ +735%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $93.66 ↑ +792%
OSCAR - ALL PLANS OSCAR - ALL PLANS $107.24 ↑ +921%
BLUE CROSS MCS BLUE CROSS MCS $112.39 ↑ +970%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $115.28 ↑ +998%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $120.64 ↑ +1049%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $150.80 ↑ +1336%
AETNA- ALL PLANS AETNA- ALL PLANS $270.79 ↑ +2479%

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Surgical pathology level 3 gross & microscopic examination at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $105.37 $22.59 – $88.51
Bakersfield Memorial Hospital Bakersfield $104.23 $22.59 – $88.51
Fresno Medical Center FRESNO $201.60 $57.00 – $57.00
St. John's Camarillo Hospital Camarillo $165.57 $59.71 – $294.84
Antioch Medical Center ANTIOCH $201.60 $57.00 – $57.00
Redwood City Medical Center Redwood City $201.60 $57.00 – $57.00
Santa Clara Medical Center SANTA CLARA $201.60 $57.00 – $57.00
Baldwin Park Medical Center BALDWIN PARK $149.24 $61.00 – $61.00

All California hospitals for this procedure →