Removal of bladder lesion at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$440.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,934.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$744.60 with BC MEDI-CAL vs $1,498.31 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MEDI-CAL BC MEDI-CAL $744.60 ↑ +69%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $744.60 ↑ +69%
MEDI-CAL MEDI-CAL $744.60 ↑ +69%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $776.27 ↑ +76%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $776.27 ↑ +76%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $776.27 ↑ +76%
HEALTHNET MCR ADV HEALTHNET MCR ADV $776.27 ↑ +76%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $776.27 ↑ +76%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $776.27 ↑ +76%
OSCAR - ALL PLANS OSCAR - ALL PLANS $776.27 ↑ +76%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $776.27 ↑ +76%
UHC MCR ADV UHC MCR ADV $776.27 ↑ +76%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $776.27 ↑ +76%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $853.90 ↑ +94%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $853.90 ↑ +94%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $853.90 ↑ +94%
AETNA- ALL PLANS AETNA- ALL PLANS $926.95 ↑ +111%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $1,009.15 ↑ +129%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $1,049.89 ↑ +139%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $1,079.02 ↑ +145%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $1,085.05 ↑ +147%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $1,085.05 ↑ +147%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $1,131.03 ↑ +157%
UHC JLL CSP UHC JLL CSP $1,150.75 ↑ +161%
UHC HMO UHC HMO $1,150.75 ↑ +161%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $1,150.75 ↑ +161%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $1,164.41 ↑ +165%
BLUE SHIELD EPN BLUE SHIELD EPN $1,216.26 ↑ +176%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $1,285.32 ↑ +192%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $1,285.32 ↑ +192%
BLUE CROSS MCS BLUE CROSS MCS $1,498.31 ↑ +240%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $1,498.31 ↑ +240%

Visitor-reported prices

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Removal of bladder lesion at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield not published $854.44 – $3,246.03
Bakersfield Memorial Hospital Bakersfield not published $854.44 – $3,246.03
REEDLEY COMMUNITY HOSPITAL Reedley $557.46 $24.81 – $1,462.56
HANFORD COMMUNITY HOSPITAL Selma $557.46 $40.00 – $1,462.56
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $1,936.44 $40.00 – $1,285.32
WILLITS HOSPITAL INC Willits $880.20 $70.00 – $1,430.53
LODI MEMORIAL HOSPITAL ASSOCIATION INC Lodi $205.38 $744.60 – $1,540.78
SONORA COMMUNITY HOSPITAL Sonora $498.78 $40.00 – $1,484.90

All California hospitals for this procedure →