Prgrmg dev eval pm/ldls pm at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$11.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$76.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.73 with HEALTHNET MCR ADV vs $76.43 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTHNET MCR ADV HEALTHNET MCR ADV $31.73 ↑ +178%
UHC MCR ADV UHC MCR ADV $31.73 ↑ +178%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $31.73 ↑ +178%
OSCAR - ALL PLANS OSCAR - ALL PLANS $31.73 ↑ +178%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $31.73 ↑ +178%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $31.73 ↑ +178%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $31.73 ↑ +178%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $31.73 ↑ +178%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $31.73 ↑ +178%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $34.90 ↑ +206%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $34.90 ↑ +206%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $34.90 ↑ +206%
AETNA- ALL PLANS AETNA- ALL PLANS $35.46 ↑ +211%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $41.08 ↑ +260%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $41.08 ↑ +260%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $41.25 ↑ +262%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $42.67 ↑ +274%
UHC JLL CSP UHC JLL CSP $42.67 ↑ +274%
UHC HMO UHC HMO $42.67 ↑ +274%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $44.10 ↑ +287%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $46.23 ↑ +306%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $47.60 ↑ +318%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $48.00 ↑ +321%
MEDI-CAL MEDI-CAL $48.79 ↑ +328%
BC MEDI-CAL BC MEDI-CAL $48.79 ↑ +328%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $48.79 ↑ +328%
BLUE SHIELD EPN BLUE SHIELD EPN $67.16 ↑ +489%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $68.79 ↑ +503%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $70.97 ↑ +523%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $70.97 ↑ +523%
BLUE CROSS MCS BLUE CROSS MCS $76.43 ↑ +570%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $76.43 ↑ +570%

Visitor-reported prices

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Prgrmg dev eval pm/ldls pm at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $40.74 $47.38 – $111.00
Fresno Medical Center FRESNO $249.20 not published
St. John's Camarillo Hospital Camarillo $229.52 $23.22 – $87.86
Antioch Medical Center ANTIOCH $249.20 not published
Redwood City Medical Center Redwood City $249.20 not published
Santa Clara Medical Center SANTA CLARA $249.20 not published
Baldwin Park Medical Center BALDWIN PARK $171.60 not published
Riverside Medical Center RIVERSIDE $171.60 not published

All California hospitals for this procedure →