Pr hospital ip/obs care initial moderate level per day at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$49.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$328.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.20 with UNIVERSAL HC MCAL PROFEE ONLY vs $285.30 with GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $73.20 ↑ +49%
MEDI-CAL MEDI-CAL $73.20 ↑ +49%
BC MEDI-CAL BC MEDI-CAL $73.20 ↑ +49%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $103.21 ↑ +110%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $105.00 ↑ +113%
BLUE SHIELD EPN BLUE SHIELD EPN $105.24 ↑ +114%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $116.97 ↑ +138%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $116.97 ↑ +138%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $117.70 ↑ +139%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $117.70 ↑ +139%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $117.70 ↑ +139%
UHC MCR ADV UHC MCR ADV $117.70 ↑ +139%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $117.70 ↑ +139%
OSCAR - ALL PLANS OSCAR - ALL PLANS $117.70 ↑ +139%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $117.70 ↑ +139%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $117.70 ↑ +139%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $117.70 ↑ +139%
HEALTHNET MCR ADV HEALTHNET MCR ADV $117.70 ↑ +139%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $117.70 ↑ +139%
AETNA- ALL PLANS AETNA- ALL PLANS $121.32 ↑ +147%
HEALTHNET MCAL HEALTHNET MCAL $125.05 ↑ +154%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $129.47 ↑ +163%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $129.47 ↑ +163%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $129.47 ↑ +163%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $132.60 ↑ +170%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $141.24 ↑ +187%
BLUE CROSS MCS BLUE CROSS MCS $147.34 ↑ +199%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $147.34 ↑ +199%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $153.01 ↑ +211%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $153.11 ↑ +211%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $171.10 ↑ +248%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $171.10 ↑ +248%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $171.49 ↑ +249%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $176.55 ↑ +259%
UHC JLL CSP UHC JLL CSP $180.43 ↑ +267%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $180.43 ↑ +267%
UHC HMO UHC HMO $180.43 ↑ +267%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $190.20 ↑ +287%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $202.44 ↑ +311%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $206.05 ↑ +319%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $221.90 ↑ +351%
HERITAGE/HPN COMM HERITAGE/HPN COMM $236.17 ↑ +380%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $253.60 ↑ +415%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $253.60 ↑ +415%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $253.60 ↑ +415%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $269.45 ↑ +448%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $285.30 ↑ +480%

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Pr hospital ip/obs care initial moderate level per day at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $261.08 $101.42 – $384.16
Healdsburg Hospital Healdsburg $241.23 not published
Mercy Medical Center Redding Redding $141.96 $224.00 – $280.00
REEDLEY COMMUNITY HOSPITAL Reedley $60.23 $3.89 – $219.95
ST HELENA HOSPITAL Vallejo $42.45 $73.20 – $243.88
HANFORD COMMUNITY HOSPITAL Selma $60.23 $73.20 – $229.35
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $209.22 $73.20 – $193.69
WILLITS HOSPITAL INC Willits $126.30 $73.20 – $223.27

All California hospitals for this procedure →