Perc rf ablate renal tumor at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$3,115.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,770.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.41 with BC MEDI-CAL vs $22,396.00 with UHC ALL PAYER - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MEDI-CAL BC MEDI-CAL $55.41 ↓ -98%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $3,384.71 ↑ +9%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $5,600.00 ↑ +80%
AETNA- ALL PLANS AETNA- ALL PLANS $5,829.00 ↑ +87%
HERITAGE/HPN COMM HERITAGE/HPN COMM $6,399.00 ↑ +105%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $6,400.00 ↑ +105%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $6,400.00 ↑ +105%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $6,400.00 ↑ +105%
BLUE SHIELD EPN BLUE SHIELD EPN $7,258.87 ↑ +133%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $7,775.56 ↑ +150%
UHC MCR ADV UHC MCR ADV $7,775.56 ↑ +150%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $7,775.56 ↑ +150%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $7,775.56 ↑ +150%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $7,775.56 ↑ +150%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $7,775.56 ↑ +150%
HEALTHNET MCR ADV HEALTHNET MCR ADV $7,775.56 ↑ +150%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $8,076.78 ↑ +159%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $8,076.78 ↑ +159%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $8,731.00 ↑ +180%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $9,330.67 ↑ +199%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $9,505.00 ↑ +205%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $9,781.00 ↑ +214%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $10,108.23 ↑ +224%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $10,121.00 ↑ +225%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $10,456.00 ↑ +236%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $11,015.00 ↑ +254%
OSCAR - ALL PLANS OSCAR - ALL PLANS $12,440.90 ↑ +299%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $12,462.00 ↑ +300%
BLUE CROSS MCS BLUE CROSS MCS $13,217.00 ↑ +324%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $13,373.96 ↑ +329%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $13,500.50 ↑ +333%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $13,996.01 ↑ +349%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $14,539.00 ↑ +367%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $16,616.00 ↑ +433%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $16,616.00 ↑ +433%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $16,616.00 ↑ +433%
UHC HMO UHC HMO $16,995.00 ↑ +445%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $17,495.01 ↑ +462%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $17,654.50 ↑ +467%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $18,693.00 ↑ +500%
UHC JLL CSP UHC JLL CSP $21,276.00 ↑ +583%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $22,396.00 ↑ +619%

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Perc rf ablate renal tumor at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $5,458.53 $3,848.31 – $11,402.40
Bakersfield Memorial Hospital Bakersfield $5,399.68 $62.83 – $11,259.87
Fresno Medical Center FRESNO $8,993.60 not published
St. John's Camarillo Hospital Camarillo $4,373.87 $2,696.22 – $13,082.50
Antioch Medical Center ANTIOCH $8,993.60 not published
Redwood City Medical Center Redwood City $8,993.60 not published
Santa Clara Medical Center SANTA CLARA $8,993.60 not published
Baldwin Park Medical Center BALDWIN PARK $7,243.60 not published

All California hospitals for this procedure →