Off/op consltj new/est hi 55 at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$63.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$425.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$169.72 with AETNA- ALL PLANS vs $410.49 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA- ALL PLANS AETNA- ALL PLANS $169.72 ↑ +166%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $201.89 ↑ +217%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $216.32 ↑ +239%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $216.32 ↑ +239%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $230.74 ↑ +262%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $239.67 ↑ +276%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $239.67 ↑ +276%
UHC JLL CSP UHC JLL CSP $252.79 ↑ +297%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $252.79 ↑ +297%
UHC HMO UHC HMO $252.79 ↑ +297%
BLUE SHIELD EPN BLUE SHIELD EPN $255.69 ↑ +301%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $270.21 ↑ +324%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $270.21 ↑ +324%
BC MEDI-CAL BC MEDI-CAL $288.42 ↑ +352%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $288.42 ↑ +352%
MEDI-CAL MEDI-CAL $288.42 ↑ +352%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $406.67 ↑ +538%
BLUE CROSS MCS BLUE CROSS MCS $410.49 ↑ +544%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $410.49 ↑ +544%

Visitor-reported prices

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Off/op consltj new/est hi 55 at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $396.27 $153.93 – $583.10
Mercy Medical Center Merced Merced $151.93 $134.00 – $295.00
REEDLEY COMMUNITY HOSPITAL Reedley $100.70 $5.45 – $850.00
ST HELENA HOSPITAL Vallejo $84.15 $233.80 – $561.00
HANFORD COMMUNITY HOSPITAL Selma $80.75 $216.48 – $714.00
ADVENTIST HEALTH DELANO Delano $95.60 $478.00 – $616.62
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $349.80 $20.67 – $363.00
WILLITS HOSPITAL INC Willits $159.00 $191.65 – $411.13

All California hospitals for this procedure →