Icd crtd cobalt hf MRI is1 df1 at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$26,195.70

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$174,638.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,187.50 with BC MEDI-CAL vs $29,477.25 with HEALTHNET MCAL — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MEDI-CAL BC MEDI-CAL $6,187.50 ↓ -76%
UHC HMO UHC HMO $6,709.73 ↓ -74%
UHC JLL CSP UHC JLL CSP $7,476.98 ↓ -71%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $7,870.50 ↓ -70%
BLUE SHIELD EPN BLUE SHIELD EPN $8,217.00 ↓ -69%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $9,132.75 ↓ -65%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $9,132.75 ↓ -65%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $10,147.50 ↓ -61%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $11,137.50 ↓ -57%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $11,315.70 ↓ -57%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $11,701.00 ↓ -55%
HERITAGE/HPN COMM HERITAGE/HPN COMM $11,706.75 ↓ -55%
AETNA- ALL PLANS AETNA- ALL PLANS $12,003.75 ↓ -54%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $12,375.00 ↓ -53%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $12,375.00 ↓ -53%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $12,375.00 ↓ -53%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $12,721.50 ↓ -51%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $13,001.00 ↓ -50%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $14,528.25 ↓ -45%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $14,528.25 ↓ -45%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $14,850.00 ↓ -43%
BLUE CROSS MCS BLUE CROSS MCS $15,602.00 ↓ -40%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $16,087.50 ↓ -39%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $17,325.00 ↓ -34%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $19,800.00 ↓ -24%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $19,800.00 ↓ -24%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $19,800.00 ↓ -24%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $21,037.50 ↓ -20%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $22,275.00 ↓ -15%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $24,750.00 ↓ -6%
MEDI-CAL MEDI-CAL $24,750.00 ↓ -6%
HEALTHNET MCAL HEALTHNET MCAL $29,477.25 ↑ +13%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Icd crtd cobalt hf MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $50,932.74 $11,148.75 – $40,135.50
Bakersfield Memorial Hospital Bakersfield $50,383.60 $11,148.75 – $43,257.15
Fresno Medical Center FRESNO $48,300.00 not published
St. John's Camarillo Hospital Camarillo $59,528.15 $9,631.92 – $31,303.74
Antioch Medical Center ANTIOCH $48,300.00 not published
Redwood City Medical Center Redwood City $48,300.00 not published
Santa Clara Medical Center SANTA CLARA $48,300.00 not published
Baldwin Park Medical Center BALDWIN PARK $41,418.00 not published

All California hospitals for this procedure →