Fundus photography with i&r 92250 at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$7.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$51.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.16 with HEALTHNET MCR ADV vs $171.12 with UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTHNET MCR ADV HEALTHNET MCR ADV $21.16 ↑ +177%
UHC MCR ADV UHC MCR ADV $21.16 ↑ +177%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $21.16 ↑ +177%
OSCAR - ALL PLANS OSCAR - ALL PLANS $21.16 ↑ +177%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $21.16 ↑ +177%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $21.16 ↑ +177%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $21.16 ↑ +177%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $21.16 ↑ +177%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $21.16 ↑ +177%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $23.28 ↑ +204%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $23.28 ↑ +204%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $23.28 ↑ +204%
AETNA- ALL PLANS AETNA- ALL PLANS $24.06 ↑ +215%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $27.37 ↑ +258%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $27.37 ↑ +258%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $27.51 ↑ +260%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $28.29 ↑ +270%
UHC JLL CSP UHC JLL CSP $28.29 ↑ +270%
UHC HMO UHC HMO $28.29 ↑ +270%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $29.41 ↑ +284%
BLUE SHIELD EPN BLUE SHIELD EPN $30.19 ↑ +295%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $30.83 ↑ +303%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $31.74 ↑ +315%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $31.90 ↑ +317%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $31.90 ↑ +317%
BLUE CROSS MCS BLUE CROSS MCS $41.64 ↑ +444%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $41.64 ↑ +444%
MEDI-CAL MEDI-CAL $42.13 ↑ +451%
BC MEDI-CAL BC MEDI-CAL $42.13 ↑ +451%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $42.13 ↑ +451%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $51.00 ↑ +567%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $171.12 ↑ +2137%

Visitor-reported prices

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Fundus photography with i&r 92250 at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $330.40 not published
Antioch Medical Center ANTIOCH $330.40 not published
Redwood City Medical Center Redwood City $330.40 not published
Santa Clara Medical Center SANTA CLARA $330.40 not published
Baldwin Park Medical Center BALDWIN PARK $294.84 not published
Riverside Medical Center RIVERSIDE $294.84 not published
Fremont Medical Center FREMONT $330.40 not published
Panorama Medical Center PANORAMA CITY $294.84 not published

All California hospitals for this procedure →