Cmptr ophth dx img ant segmt at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$5.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.96 with HEALTHNET MCR ADV vs $75.87 with UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTHNET MCR ADV HEALTHNET MCR ADV $15.96 ↑ +180%
UHC MCR ADV UHC MCR ADV $15.96 ↑ +180%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $15.96 ↑ +180%
OSCAR - ALL PLANS OSCAR - ALL PLANS $15.96 ↑ +180%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $15.96 ↑ +180%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $15.96 ↑ +180%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $15.96 ↑ +180%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $15.96 ↑ +180%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $15.96 ↑ +180%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $17.56 ↑ +208%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $17.56 ↑ +208%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $17.56 ↑ +208%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $20.75 ↑ +264%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $21.06 ↑ +269%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $21.06 ↑ +269%
AETNA- ALL PLANS AETNA- ALL PLANS $21.66 ↑ +280%
UHC JLL CSP UHC JLL CSP $21.80 ↑ +282%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $21.80 ↑ +282%
UHC HMO UHC HMO $21.80 ↑ +282%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $22.18 ↑ +289%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $23.25 ↑ +308%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $23.94 ↑ +320%
BC MEDI-CAL BC MEDI-CAL $26.44 ↑ +364%
MEDI-CAL MEDI-CAL $26.44 ↑ +364%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $26.44 ↑ +364%
BLUE SHIELD EPN BLUE SHIELD EPN $33.26 ↑ +484%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $34.62 ↑ +507%
BLUE CROSS MCS BLUE CROSS MCS $34.62 ↑ +507%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $35.15 ↑ +517%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $35.15 ↑ +517%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $37.28 ↑ +554%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $75.87 ↑ +1231%

Visitor-reported prices

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Cmptr ophth dx img ant segmt at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $146.16 not published
Antioch Medical Center ANTIOCH $146.16 not published
Redwood City Medical Center Redwood City $146.16 not published
Santa Clara Medical Center SANTA CLARA $146.16 not published
Baldwin Park Medical Center BALDWIN PARK $187.20 not published
Riverside Medical Center RIVERSIDE $187.20 not published
Fremont Medical Center FREMONT $146.16 not published
Panorama Medical Center PANORAMA CITY $187.20 not published

All California hospitals for this procedure →