Cholesterol (Lipid) Test at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$97.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$652.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.24 with BC MEDI-CAL vs $153.11 with BLUE CROSS MCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MEDI-CAL BC MEDI-CAL $3.24 ↓ -97%
BLUE SHIELD EPN BLUE SHIELD EPN $3.83 ↓ -96%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $4.26 ↓ -96%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $4.26 ↓ -96%
UHC JLL CSP UHC JLL CSP $4.76 ↓ -95%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $5.01 ↓ -95%
UHC HMO UHC HMO $5.01 ↓ -95%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $5.69 ↓ -94%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $5.77 ↓ -94%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $5.77 ↓ -94%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $5.77 ↓ -94%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $5.77 ↓ -94%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $6.92 ↓ -93%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $7.50 ↓ -92%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $8.08 ↓ -92%
HERITAGE/HPN COMM HERITAGE/HPN COMM $8.60 ↓ -91%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $8.60 ↓ -91%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $9.23 ↓ -91%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $9.23 ↓ -91%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $9.23 ↓ -91%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $9.81 ↓ -90%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $10.39 ↓ -89%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $11.54 ↓ -88%
HEALTHNET MCAL HEALTHNET MCAL $11.54 ↓ -88%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $11.54 ↓ -88%
MEDI-CAL MEDI-CAL $11.54 ↓ -88%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $13.39 ↓ -86%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $13.39 ↓ -86%
UHC MCR ADV UHC MCR ADV $13.39 ↓ -86%
HEALTHNET MCR ADV HEALTHNET MCR ADV $13.39 ↓ -86%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $13.39 ↓ -86%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $13.39 ↓ -86%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $13.39 ↓ -86%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $16.07 ↓ -84%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $17.41 ↓ -82%
OSCAR - ALL PLANS OSCAR - ALL PLANS $21.42 ↓ -78%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $23.03 ↓ -76%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $24.10 ↓ -75%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $30.13 ↓ -69%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $49.08 ↓ -50%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $49.08 ↓ -50%
AETNA- ALL PLANS AETNA- ALL PLANS $81.22 ↓ -17%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $114.83 ↑ +17%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $127.59 ↑ +30%
BLUE CROSS MCS BLUE CROSS MCS $153.11 ↑ +57%

Visitor-reported prices

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Cholesterol (Lipid) Test at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $317.58 $5.30 – $38.46
Bakersfield Memorial Hospital Bakersfield $314.16 $5.30 – $38.46
Fresno Medical Center FRESNO $156.24 $13.00 – $13.00
St. John's Camarillo Hospital Camarillo $131.40 $13.39 – $41.78
Antioch Medical Center ANTIOCH $156.24 $13.00 – $13.00
Redwood City Medical Center Redwood City $156.24 $13.00 – $13.00
Santa Clara Medical Center SANTA CLARA $156.24 $13.00 – $13.00
Baldwin Park Medical Center BALDWIN PARK $101.40 $8.00 – $8.00

All California hospitals for this procedure →