Bx pancreas pq ndl at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$2,839.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,933.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$203.56 with HERITAGE/HPN MCR ADV vs $3,868.00 with BLUE CROSS EXCHANGE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $203.56 ↓ -93%
HEALTHNET MCR ADV HEALTHNET MCR ADV $203.56 ↓ -93%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $203.56 ↓ -93%
UHC MCR ADV UHC MCR ADV $203.56 ↓ -93%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $203.56 ↓ -93%
OSCAR - ALL PLANS OSCAR - ALL PLANS $203.56 ↓ -93%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $203.56 ↓ -93%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $203.56 ↓ -93%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $203.56 ↓ -93%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $223.92 ↓ -92%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $223.92 ↓ -92%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $223.92 ↓ -92%
AETNA- ALL PLANS AETNA- ALL PLANS $235.82 ↓ -92%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $264.63 ↓ -91%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $282.95 ↓ -90%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $296.59 ↓ -90%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $303.86 ↓ -89%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $303.86 ↓ -89%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $305.34 ↓ -89%
UHC HMO UHC HMO $320.97 ↓ -89%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $320.97 ↓ -89%
UHC JLL CSP UHC JLL CSP $320.97 ↓ -89%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $371.67 ↓ -87%
MEDI-CAL MEDI-CAL $378.63 ↓ -87%
BC MEDI-CAL BC MEDI-CAL $378.63 ↓ -87%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $378.63 ↓ -87%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $378.63 ↓ -87%
HEALTHNET MCAL HEALTHNET MCAL $450.95 ↓ -84%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $494.28 ↓ -83%
BLUE CROSS MCS BLUE CROSS MCS $494.28 ↓ -83%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $571.80 ↓ -80%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $619.45 ↓ -78%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $667.10 ↓ -77%
BLUE SHIELD EPN BLUE SHIELD EPN $758.74 ↓ -73%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $762.40 ↓ -73%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $762.40 ↓ -73%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $762.40 ↓ -73%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $801.82 ↓ -72%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $801.82 ↓ -72%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $810.05 ↓ -71%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $857.70 ↓ -70%
HERITAGE/HPN COMM HERITAGE/HPN COMM $913.93 ↓ -68%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $2,124.23 ↓ -25%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $2,124.23 ↓ -25%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $2,549.08 ↓ -10%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $3,653.68 ↑ +29%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $3,868.00 ↑ +36%

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Bx pancreas pq ndl at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $2,038.65 $434.49 – $4,396.00
Bakersfield Memorial Hospital Bakersfield $2,016.67 $434.49 – $4,341.05
Fresno Medical Center FRESNO $3,740.80 not published
St. John's Camarillo Hospital Camarillo $833.52 $513.81 – $3,763.88
Antioch Medical Center ANTIOCH $3,740.80 not published
Redwood City Medical Center Redwood City $3,740.80 not published
Santa Clara Medical Center SANTA CLARA $3,740.80 not published
Baldwin Park Medical Center BALDWIN PARK $2,761.20 not published

All California hospitals for this procedure →