Annual Physical, Established Patient (age 18-39) at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$31.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$209.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.97 with AETNA- ALL PLANS vs $294.69 with KERN HEALTH SYSTEMS MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA- ALL PLANS AETNA- ALL PLANS $66.97 ↑ +114%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $112.39 ↑ +259%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $112.39 ↑ +259%
UHC JLL CSP UHC JLL CSP $118.28 ↑ +277%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $118.28 ↑ +277%
UHC HMO UHC HMO $118.28 ↑ +277%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $146.30 ↑ +367%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $156.75 ↑ +400%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $156.75 ↑ +400%
BLUE SHIELD EPN BLUE SHIELD EPN $157.97 ↑ +404%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $166.94 ↑ +433%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $166.94 ↑ +433%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $167.20 ↑ +433%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $174.81 ↑ +458%
BLUE CROSS MCS BLUE CROSS MCS $174.81 ↑ +458%
BC MEDI-CAL BC MEDI-CAL $209.00 ↑ +567%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $209.00 ↑ +567%
MEDI-CAL MEDI-CAL $209.00 ↑ +567%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $294.69 ↑ +840%

Visitor-reported prices

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Annual Physical, Established Patient (age 18-39) at other California hospitals

Hospital City Cash price Negotiated range
Healdsburg Hospital Healdsburg $165.75 not published
Redwood Memorial Hospital Fortuna $137.19 not published
Mercy Medical Center Merced Merced $217.85 $102.90 – $418.77
St. Mary Medical Center Long Beach $153.51 $89.25 – $514.50
Glendale Memorial Hospital Health Center Glendale $67.16 $51.50 – $435.27
REEDLEY COMMUNITY HOSPITAL Reedley $43.51 $2.55 – $675.81
ST HELENA HOSPITAL Vallejo $37.95 $253.00 – $253.00
HANFORD COMMUNITY HOSPITAL Selma $39.71 $93.29 – $351.12

All California hospitals for this procedure →