Analysis nerve at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$21.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.47 with BLUE SHIELD EPN vs $795.58 with AETNA- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE SHIELD EPN BLUE SHIELD EPN $48.47 ↑ +121%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $53.87 ↑ +146%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $53.87 ↑ +146%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $67.02 ↑ +206%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $67.02 ↑ +206%
UHC MCR ADV UHC MCR ADV $67.02 ↑ +206%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $67.02 ↑ +206%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $67.02 ↑ +206%
HEALTHNET MCR ADV HEALTHNET MCR ADV $67.02 ↑ +206%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $67.02 ↑ +206%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $71.23 ↑ +225%
UHC JLL CSP UHC JLL CSP $71.23 ↑ +225%
UHC HMO UHC HMO $71.23 ↑ +225%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $71.98 ↑ +229%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $73.00 ↑ +233%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $73.00 ↑ +233%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $73.00 ↑ +233%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $73.00 ↑ +233%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $80.43 ↑ +267%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $87.13 ↑ +298%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $87.60 ↑ +300%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $94.90 ↑ +333%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $102.20 ↑ +367%
OSCAR - ALL PLANS OSCAR - ALL PLANS $107.24 ↑ +390%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $108.74 ↑ +397%
HERITAGE/HPN COMM HERITAGE/HPN COMM $108.77 ↑ +397%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $115.28 ↑ +426%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $116.80 ↑ +433%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $116.80 ↑ +433%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $116.80 ↑ +433%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $120.64 ↑ +451%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $124.10 ↑ +467%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $131.40 ↑ +500%
MEDI-CAL MEDI-CAL $146.00 ↑ +567%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $146.00 ↑ +567%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $146.00 ↑ +567%
HEALTHNET MCAL HEALTHNET MCAL $146.00 ↑ +567%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $150.80 ↑ +589%
BC MEDI-CAL BC MEDI-CAL $168.37 ↑ +669%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $284.44 ↑ +1199%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $284.44 ↑ +1199%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $306.74 ↑ +1301%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $340.82 ↑ +1456%
BLUE CROSS MCS BLUE CROSS MCS $408.99 ↑ +1768%
AETNA- ALL PLANS AETNA- ALL PLANS $795.58 ↑ +3533%

Visitor-reported prices

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Analysis nerve at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $672.00 $141.00 – $141.00
Antioch Medical Center ANTIOCH $672.00 $141.00 – $141.00
Redwood City Medical Center Redwood City $672.00 $141.00 – $141.00
Santa Clara Medical Center SANTA CLARA $672.00 $141.00 – $141.00
Fremont Medical Center FREMONT $672.00 $141.00 – $141.00
Sacramento Medical Center SACRAMENTO $672.00 $141.00 – $141.00
Oakland Medical Center Oakland $672.00 $141.00 – $141.00
Walnut Creek Medical Center WALNUT CREEK $672.00 $141.00 – $141.00

All California hospitals for this procedure →