Abdominal MRI (with contrast) at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$1,884.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,561.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.57 with BLUE CROSS MCS vs $3,474.00 with GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MCS BLUE CROSS MCS $12.57 ↓ -99%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $12.57 ↓ -99%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $45.27 ↓ -98%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $45.27 ↓ -98%
BC MEDI-CAL BC MEDI-CAL $62.69 ↓ -97%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $80.95 ↓ -96%
UHC MCR ADV UHC MCR ADV $80.95 ↓ -96%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $80.95 ↓ -96%
OSCAR - ALL PLANS OSCAR - ALL PLANS $80.95 ↓ -96%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $80.95 ↓ -96%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $80.95 ↓ -96%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $80.95 ↓ -96%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $80.95 ↓ -96%
HEALTHNET MCR ADV HEALTHNET MCR ADV $80.95 ↓ -96%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $89.05 ↓ -95%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $89.05 ↓ -95%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $89.05 ↓ -95%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $105.24 ↓ -94%
UHC HMO UHC HMO $114.10 ↓ -94%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $114.10 ↓ -94%
UHC JLL CSP UHC JLL CSP $114.10 ↓ -94%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $117.94 ↓ -94%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $120.62 ↓ -94%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $121.43 ↓ -94%
BLUE SHIELD EPN BLUE SHIELD EPN $149.10 ↓ -92%
AETNA- ALL PLANS AETNA- ALL PLANS $153.86 ↓ -92%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $157.57 ↓ -92%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $157.57 ↓ -92%
MEDI-CAL MEDI-CAL $299.22 ↓ -84%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $299.22 ↓ -84%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $320.00 ↓ -83%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $448.71 ↓ -76%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $448.71 ↓ -76%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $538.45 ↓ -71%
KAISER MCAL IP/OP ONLY KAISER MCAL IP/OP ONLY $594.79 ↓ -68%
HEALTHNET MCAL HEALTHNET MCAL $708.39 ↓ -62%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $744.13 ↓ -61%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $771.78 ↓ -59%
HERITAGE/HPN COMM HERITAGE/HPN COMM $1,698.00 ↓ -10%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $2,316.00 ↑ +23%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $2,509.00 ↑ +33%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $2,702.00 ↑ +43%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $3,088.00 ↑ +64%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $3,088.00 ↑ +64%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $3,088.00 ↑ +64%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $3,281.00 ↑ +74%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $3,474.00 ↑ +84%

Visitor-reported prices

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Abdominal MRI (with contrast) at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $2,110.62 $299.22 – $4,551.20
Bakersfield Memorial Hospital Bakersfield $2,087.87 $299.22 – $4,494.31
St. John's Camarillo Hospital Camarillo $2,430.47 $452.69 – $4,328.22
Redwood City Medical Center Redwood City $4,390.40 $484.00 – $484.00
Santa Clara Medical Center SANTA CLARA $4,390.40 $484.00 – $484.00
Baldwin Park Medical Center BALDWIN PARK $3,276.00 $324.00 – $324.00
Riverside Medical Center RIVERSIDE $3,276.00 $324.00 – $324.00
Banner Lassen Medical Center Susanville $2,835.60 $71.43 – $3,957.60

All California hospitals for this procedure →