Upper Back (Thoracic Spine) MRI (with and without contrast) at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,638.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,113.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$449.80 with LA Care vs $5,690.40 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $449.80 ↓ -83%
BCBS - Anthem Medicaid|< 21 $449.80 ↓ -83%
Kaiser Medicaid|> 21 $449.80 ↓ -83%
Kaiser Medicaid|< 21 $449.80 ↓ -83%
LA Care Medicaid|< 21 $449.80 ↓ -83%
Partnership Health Plan Medicaid|> 21 $449.80 ↓ -83%
Care 1st Medicaid|> 21 $449.80 ↓ -83%
Partnership Health Plan Medicaid|< 21 $449.80 ↓ -83%
Care 1st Medicaid|< 21 $449.80 ↓ -83%
Molina Medicaid|< 21 $449.80 ↓ -83%
Molina Medicaid|> 21 $449.80 ↓ -83%
BCBS - Anthem Medicaid|> 21 $449.80 ↓ -83%
Blue Shield CA Medicare|All Plans $453.77 ↓ -83%
Humana Medicare|All Plans $453.77 ↓ -83%
Aetna Medicare|All Plans $453.77 ↓ -83%
United Medicare|All Plans $453.77 ↓ -83%
Kaiser Medicare|All Plans $453.77 ↓ -83%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -83%
HPN Medicare|All Plans $453.77 ↓ -83%
HPN Commercial|All Plans $499.15 ↓ -81%
Kern Health System Medicaid|> 21 $631.97 ↓ -76%
Kern Health System Medicaid|< 21 $631.97 ↓ -76%
United Commercial|All Other Plans $828.27 ↓ -69%
United Commercial|Non-Options PPO $828.27 ↓ -69%
United Commercial|Options PPO $828.27 ↓ -69%
United Commercial|HMO $828.27 ↓ -69%
Kaiser Commercial|All Plans $1,016.44 ↓ -61%
Health Net Medicaid|GemCare $1,084.02 ↓ -59%
Cigna Commercial|PPO $1,356.00 ↓ -49%
Cigna Commercial|All Other Plans $1,356.00 ↓ -49%
Health Net Medicaid|Non-GemCare $1,466.35 ↓ -44%
Aetna Commercial|HMO $1,518.89 ↓ -42%
Aetna Commercial|PPO $1,594.30 ↓ -40%
BCBS - Anthem Commercial|Exchange $2,969.00 ↑ +13%
Western Growers Commercial|All Plans $3,556.50 ↑ +35%
BCBS - Anthem Commercial|All Other Plans $4,067.00 ↑ +54%
CHN Sun View Commercial|All Plans $4,623.45 ↑ +75%
First Health Commercial|All Plans $4,979.10 ↑ +89%
Healthsmart Commercial|All Plans $5,405.88 ↑ +105%
BCBS - Anthem Commercial|MCS $5,490.00 ↑ +108%
MultiPlan Commercial|All Plans $5,690.40 ↑ +116%

Visitor-reported prices

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Upper Back (Thoracic Spine) MRI (with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $2,610.48 $449.80 – $5,619.27
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $2,003.40 $18.58 – $1,698.00
Fresno Medical Center FRESNO $6,837.60 $476.00 – $476.00
St. John's Camarillo Hospital Camarillo $3,060.31 $453.77 – $5,449.86
Antioch Medical Center ANTIOCH $6,837.60 $476.00 – $476.00
Redwood City Medical Center Redwood City $6,837.60 $476.00 – $476.00
Santa Clara Medical Center SANTA CLARA $6,837.60 $476.00 – $476.00
Baldwin Park Medical Center BALDWIN PARK $3,224.00 $324.00 – $324.00

All California hospitals for this procedure →