Screen pap by tech w md supv at Mercy Hospitals – Bakersfield
2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661
$32.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$87.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.18 with United vs $87.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|HMO | $18.18 | ↓ -44% |
| United | Commercial|All Other Plans | $18.18 | ↓ -44% |
| United | Commercial|Options PPO | $18.18 | ↓ -44% |
| United | Commercial|Non-Options PPO | $18.18 | ↓ -44% |
| Humana | Medicare|All Plans | $18.19 | ↓ -44% |
| Aetna | Medicare|All Plans | $18.19 | ↓ -44% |
| United | Medicare|All Plans | $18.19 | ↓ -44% |
| Kaiser | Medicare|All Plans | $18.19 | ↓ -44% |
| BCBS - Anthem | Medicare|All Plans | $18.19 | ↓ -44% |
| Blue Shield CA | Medicare|All Plans | $18.19 | ↓ -44% |
| HPN | Medicare|All Plans | $18.19 | ↓ -44% |
| Kaiser | Commercial|All Plans | $40.75 | ↑ +26% |
| Western Growers | Commercial|All Plans | $43.50 | ↑ +35% |
| Cigna | Commercial|PPO | $45.76 | ↑ +42% |
| Cigna | Commercial|All Other Plans | $45.76 | ↑ +42% |
| BCBS - Anthem | Commercial|Exchange | $54.81 | ↑ +70% |
| CHN Sun View | Commercial|All Plans | $56.55 | ↑ +75% |
| First Health | Commercial|All Plans | $60.90 | ↑ +89% |
| Healthsmart | Commercial|All Plans | $66.12 | ↑ +105% |
| MultiPlan | Commercial|All Plans | $69.60 | ↑ +116% |
| BCBS - Anthem | Commercial|All Other Plans | $74.82 | ↑ +132% |
| BCBS - Anthem | Commercial|MCS | $87.00 | ↑ +170% |
Visitor-reported prices
Comments
Screen pap by tech w md supv at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bakersfield Memorial Hospital | Bakersfield | $31.93 | $18.18 – $68.73 |
| Mark Twain Medical Center | San Andreas | $35.97 | $18.19 – $52.92 |
| St. Joseph's Medical Center Stockton | Stockton | $26.17 | $15.46 – $72.98 |
| Providence Saint John's Health Center | Santa Monica | $73.15 | $18.54 – $45.15 |
| Petaluma Valley Hospital | Petaluma | not published | $18.17 – $53.20 |
| Queen of The Valley Medical Center | Napa | not published | $18.54 – $67.23 |
| Providence St Joseph Hospital Eureka | Eureka | not published | $18.54 – $76.24 |
| Healdsburg Hospital | Healdsburg | not published | $18.54 – $42.33 |